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Road from 490 to 800+

score_is_497_hehe
New Contributor

Road from 490 to 800+

Its been long road, but finally I got there. 

0 of 90+k available, 0 utilization

0 on car loan

0 debt.

 

Car pay off did not report yet, so might drop or go up a bit, read different stories about paying off.

 

Thank you all!

 

To those who think its not possible, I would say live a day at the time, pay on time and little more if you can.Screenshot_20200220-023408_myFICO.jpg

 

Message 1 of 8
7 REPLIES 7
Drwaz99
Established Contributor

Re: Road from 490 to 800+

Nice work!

US Bank Altitude Reserve 18.1k
Chase Freedom Unlimited 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 20k
American Express Amazon Business Prime 14k
Barclays Aviator Business 5k
Citibusiness AAdvantage 11.9k
Citi Double Cash 15k

Fico 8s as of 06/10/2021:




Message 2 of 8
Credit_Flavours
Regular Contributor

Re: Road from 490 to 800+

Congrats! Job very well done !!!




Message 3 of 8
donkort
Valued Contributor

Re: Road from 490 to 800+

Excellent!

 

 

FICO 8: EQ 800; EX 797; TU 793
Message 4 of 8
angelwingz
Valued Contributor

Re: Road from 490 to 800+

Congratulations on your success! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 5 of 8
AllZero
Super Contributor

Re: Road from 490 to 800+

Congratulations on your success!

Message 6 of 8
KLEXH25
Valued Contributor

Re: Road from 490 to 800+

Congrats!!! How long did it take you?





Message 7 of 8
Batwood1
Regular Contributor

Re: Road from 490 to 800+

Ahmazing scores, nice work, care to share how long it took, some bumps in the road, etc.....

Message 8 of 8
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