I plan on dropping a couple G’s on it this week. The cards I transferred them from are all $0 balance now...but not all reported yet.
I was noticing that my balances werent going down enough due to double digit interest rates, so im going to pay 1/3 down over the next few months at 0%. At the 10-11 month mark, im going to try and do a BT again to a 0% promo card.
Since my util was high, I couldnt get a consolidation loan for $25k, so when I magically got approved for this penfed card w a $33k limit, it was like a miracle.
Thanks for the feedback.