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Score drop after BT

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Re: Score drop after BT

I plan on dropping a couple G’s on it this week. The cards I transferred them from are all $0 balance now...but not all reported yet.

I was noticing that my balances werent going down enough due to double digit interest rates, so im going to pay 1/3 down over the next few months at 0%. At the 10-11 month mark, im going to try and do a BT again to a 0% promo card.

Since my util was high, I couldnt get a consolidation loan for $25k, so when I magically got approved for this penfed card w a $33k limit, it was like a miracle.

Thanks for the feedback.
Message 11 of 11
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