and 2 at 0%
I usually only have 2, or 3 max with any kind of balance. The store card was 55 on 300 and pay that off right after I charge. Forgot this time so it hit the report.
Thank you, Birdman, I definitely will!
And thanks again for all your help with this!
Hey Birdman, here's the latest so far.
One of our account balances decreased by 376 (I paid off the card...getting ready to pay the others per our previous conversations) and my scores went UP (so far) 4 and 5 points with that particular decrease. EQ hasn't reported it yet.
On the other hand, my husband's went DOWN 6 and 8 for the same 376 decrease. Same with EQ on his, no report yet (these both came in today).
This seems to be a trend between him and I lately. Mine goes up for the the same item his goes down for.
Ugh! So frustrating. I just do not understand this scoring stuff.
Will his end up bumping back up when those report zero after a time? I'm hoping so. It's just so disheartening to pay things off and have the score go down like that.
I want to ask why does it do that but I know there is no clear cut answer to that question and trying to understand FICO scoring!! lol
Oh, yes, maybe so.
Okay, will do! Will report back in a few weeks after things settle in (and I pull another report to see changes).