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Score is stagnant/slow to 800

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RockyTop_TN
New Contributor

Re: Score is stagnant/slow to 800

@SouthJamaica 

 

I keep my aggregate utilization at 1%-3% and have since January.  


Message 11 of 13
SouthJamaica
Mega Contributor

Re: Score is stagnant/slow to 800


@RockyTop_TN wrote:

@SouthJamaica 

 

I keep my aggregate utilization at 1%-3% and have since January.  


Installment loan utilization.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 12 of 13
disdreamin
Valued Contributor

Re: Score is stagnant/slow to 800

The sad thing about that installment loan utilization bump is that you typically lose it shortly after you gain it, since the account is 90+% paid at that point.

Message 13 of 13
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