My most recent late reported payment is a 30D missed credit card payment from 10/2018, however my most recent installment late payment is 30D from 8/2018 on an auto loan. It looks to me like my AU2, and AU8 took a nice bump this morning. AU2 went from 682-723, AU8 went from 691-724 on EX. I have 2 accounts that turned 3 months old so that likely is playing a part in the score increase, but since I've started tracking my scores my auto scores have never been that high; they typically hover around 700 or slightly below. With all the other activity going on with my reports it's always hard to tell exactly, but if I were to venture a guess I would say that having 2 full years of clean history on installment payments alone netted me around 25-30 points for my auto scores on EX. My regular FICO 8s only rose slightly: EX +1, EQ +6, TU +4.
