@oldman87 wrote: If he insists on unsecured, get him a few First Premiers and Credit Ones and tell him it's Capital One.
Aaaand we all know that is the last option that he should consider. I know I would much rather have a secured Disco or Cap1 that an unsecured Premier First or CreditOne. He can afford the $200 for the better cards.
I was just playing, I would never recommend going the predatory route, there are always better options, like the secured route. Get a few secures that are known to graduate easily, an SSL if he has no other installment, then sit on them until score reaches 700 (750 for Brian).