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Simulating with the Fico 8 vs 2 4 5

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Anonymous
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Simulating with the Fico 8 vs 2 4 5

Hi there,

 

I'm looking at the Fico Simualator, but its only for Fico 8.. How would I go about correlating the Fico 8 in the simulator with the Fico 2 4 5? Would I just go by point increase (if Transunion in Fico 8 go up 10 pts, so would my Fico 4).

 

Any help or recommendations would be greatly appreciated!!

1 REPLY 1
Anonymous
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Re: Simulating with the Fico 8 vs 2 4 5

The older models are a lot less forgiving than the newer ones. My EQ8 is 732 but my EQ5 is 688 and my EX8 is 721 while me EX2 is 694. I don't have my TU4 unfortunately to be able to give a comparison without my BK. 

If you are going for a mortgage, paying for FICO Premier could pay off very well. You can't use your 8s to predict your 2, 4, 5 scores. 

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