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10 open and 4 closed.
Something's keeping my score low, all I can think is that I opened a lot of accounts quickly with little credit history. Otherwise I'm not sure why things like the inquiry aging >12m and the new accounts aging >12m isn't moving my score more than 2 points. Something is "capping" me at somewhere near my present 771 score for FICO 8.
FICO 2 seems to have responded the way you would expect.
And the answer is.......
No change in score. Still 774 on May 1st. There's some useful data there:
Latest open account updated from 1 yr to 1yr 1m
Average age updated from 3yr 5m to 3yr 6m
Neither made any difference. Score remained steady at 774. Next event will be when my account actually updates to AZEO from AZE3 right now (all with very low balances). Assuming I don't app something first.
@Anonymous wrote:
I tend to agree. CIS are we correct that you don’t have any installment loans even closed?
Sorry for the late reply -- correct. I don't have any installments, closed or open. I have 14 total accounts:
9 open bank credit cards in siggy (on just one--not the oldest--I am the AU, rest I'm primary)
1 open line of credit (BECU)
1 closed charge card (Amex gold)
1 closed bank card (RBC)
1 closed store card (Amazon/sync)
1 closed line of credit (RBC)