After about a month of little to no movement, I just got an alert that my Transunion score had increased 24 points.
I'm not complaining. I'm just perplexed. After paying off my last 2 open collections, the score barely moved a couple points. Then I got restless and app'd (and was approved...yay!) for a Cap1 QS1 card last week. I was sure I would lose points with the inquiry, since I already had too many on TU. Got notified when the INQ hit, but no change in score.
Then suddenly, this afternoon...wham! 24 points came seemingly out of nowhere. And on TU no less, which has always been my lowest by far. I thought maybe one of my collections had finally come off (I did a PFD on it and have been waiting seemingly forever for them to remove it), but nope. It's still there.
Oh well! I'm just gonna take the win and hope the others follow suit. TU is no longer my lowest. Now I'm looking at you Experian...you just gonna let TU punk you like that?
