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I have fairly young cards as well... I've historically always seen score increases at 3-6-12 month intervals as the accounts age and become older... This is a pretty widely reported occurence. Remember 15% of your score is new accounts. As the accounts age they become less of an impact.
@Anonymous wrote:I have fairly young cards as well... I've historically always seen score increases at 3-6-12 month intervals as the accounts age and become older... This is a pretty widely reported occurence. Remember 15% of your score is new accounts. As the accounts age they become less of an impact.
It's actually 10%.
@Anonymous wrote:
You need to get AAoA out of your head.... Were not talking about average of anything. Its new accounts becoming less negative. My scores went from 715's to 780-800 the past 9 months without hitting an AAoA milestone. I won't hit AAoA until May.
In post 2, you referenced 'aging milestone'. I thought you were talking about AAoA. So you put it in my head lol.
I really didn't post a question in my opening threads...wasn't looking for answers, Although I would like to have heard some perspectives on the score changes that seem to make no sense at all.