Re: Synchrony bank — how to recover scores after closures?
How many cards are you left with now and total credit limit? So sorry about getting the axe. On the bright side they'll still count on your all your stats that make up your score for yrs to come.
Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my recovery after BK from learning here. Started 540's. EX FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.
I didn't know synchrony bank was on a closing spree. Thanks for the heads up. My utilization is under 3%. My credit score is 775,769,763
Those facts do not protect you from Synchrony's account closing spree. Many folks with high scores and low utilization have been closed out. If you have a number of Synchrony accounts and have low utilization, you are exposed.
Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682