[UPDATED] TU 8 up +7pts at AAoA 1yr 6mo? (Yes x 2)

[Anonymous]

@Anonymous Awesome contributions!!

So now we know it just must be less than 9% not less than 8.9%.

What is your AAORA? Aging from?

[Anonymous]

Oh I see your update date. So 1.5 years AAOA? That’s also awesome to know aging alerts come through on TU. I did not know that was a breakpoint though, but I haven’t been that low to test since I’ve tracked credit! Lol!

Congratulations on wonderful contributions!

[Anonymous]

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@Anonymous wrote:
Oh I see your update date. So 1.5 years AAOA? That’s also awesome to know aging alerts come through on TU. I did not know that was a breakpoint though, but I haven’t been that low to test since I’ve tracked credit! Lol!

I haven't updated my signature yet, so that AAoA of 1yr 5mo is from my January 3B report.

New aging values for February will be:

FILE	2yr 2mo
AoOA	2yr 2mo
AAoA	1yr 6mo
AoYA	1yr 2mo
AoYRA	1yr 2mo
AAoRA	1yr 2mo

FICO score changes that come from aging alone seem to always happen at multiples of 3, so I'm going with the 1yr 6mo AAoA for TU 8.

9 months ago I saw the same +7 increase with TU 8 at AAoA 9mos when the other aging values were not multiples of 3.

[Anonymous]

Yeah, AAoA, no doubt, and I realized it had not been updated, that’s why I said 1.5 years (same as 1 year 6 months).

Threw me until I realized that. I need to update too, I lost ~20 on 8s for maxing the one and got em back and still haven’t updated, lol. But I did create a thread on my findings. Gotta do that soon myself.

[Anonymous]

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@Anonymous wrote:

The only other thing I can think of is the new aging values for February 1: AoOA 2yr 2mo, AAoA 1yr 6mo, AoYA 1yr 2mo.

Does anyone remember seeing a jump on TU 8 at Average Age of Accounts (AAoA) 1 year 6 months?

(The score factors shown below are the same as the ones from my January 10 myFICO 3B report.)

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And it happened again....TU 8 +7 at AAoA 1yr 6mo.

No change in reason statements.

[Anonymous]

Well I would call that pretty conclusive.