TU Score jumped 112 POINTS!

csl1 · ‎01-03-2019

I am so thrilled. I'm about 2 months post CH7BK and opened three credit cards in December with a TU score of 553. After just one of the cards hit my credit report, my score jumped to 665. It's so wonderful to be back on track to a stable financial profile. I'm looking forward to growing my scores more over the next 12 months as I work on my little garden.

☞ Credit Cards: NFCU AmEx, NFCU Visa Signature, PenFed Pathfinder Visa, Truist Enjoy Cash, Discover It, Capital One SavorOne, Citi BB Visa, Paypal MC, PayPal Store Card, CareCredit, Cap1QS1
♛ Total Credit Lines: $52,750
⚖ Chapter 7 Discharge: October 2018
☼ Credit Scores: Mid to High 600s
☮ Gardening As of May 13, 2022

Anonymous · ‎01-03-2019

Hey, that's great! Definitely celebrate those successes for sure.

Pikaboo-icu · ‎01-03-2019

That's fabulous!!

Good for YOU!

EW800 · ‎01-03-2019

Congratulations!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .