jolly, you did not post the source of your scores. That is critical in your comfort.
There is no such thing as an EQ, EX, or TU score per se. Period.
Each of those three (TU, EQ, EX) are CRAs. They maintain the credit data upon which all scores are based, but the scores derived from their data are independlty based upon the scoring algorithm that cranks their data. You need to know the source of the score, and not just the data that goes into it.
Each CRA purchases, and derives, a credit score based upon a scoring algorithm that it purchases under license from FairIsaac. These, and only these, scores can be marketed and reported as "FICO" scores. That is a proprietary, and registested, Trademark and product of FairIsaac, wihich is what lost lendors use. MyFICO is the consumer source of those scores. The other score vendors are not
However, the CRAs, and other vendors of credit scores, have developed other competiive scoring algorthms that they also market. One such is the Vantage score. I do not attest to the superiority of any scoring method over the other, but it is clear that the scores generated by true FICO algorithms are the ones that are relied upon by a vast majority of lendors. Non-FCI scores are not what they are usually looking at, so neither should you.
I would suggest that you look at the FICO scores from myFICO.
