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On 3/3 I received alerts from both EQ and EX regarding my auto loan closing...I gained 7 pts on each. For closing an account? No argument from me when I saw that.
Today...First thing this morning NEW auto loan alert from EX...up 24 point! I thought I hit the jackpot since I was obviously expecting a decrease for a new account. Then an alert came around lunchtime for EQ. Whoohooo I thought.....WRONG! Down 3 for the new auto loan reporting.
Now, I know what you all will say...it had to be something else that increased my score. But I checked both reports, and checked very throuoghly. Nothing changed on either except the one loan being PIF and the new loan reporting.
Here's the short answer that is just as good as any I've seen for scores being all over the place........'because.' lol
When anyone else figures out this crazy score crap, let the rest of us know! By looking at all of the recent posts lately, I think we're all confused!
@Anonymous wrote:When anyone else figures out this crazy score crap, let the rest of us know! By looking at all of the recent posts lately, I think we're all confused!
It's not us that's confused....we're getting bamboozled, shanghaid, the ole run around, shafted, pick and roll, scratch and sniff, potsie scheme or whatever. lol.
@racer-x wrote:
@Anonymous wrote:When anyone else figures out this crazy score crap, let the rest of us know! By looking at all of the recent posts lately, I think we're all confused!
It's not us that's confused....we're getting bamboozled, shanghaid, the ole run around, shafted, pick and roll, scratch and sniff, potsie scheme or whatever. lol.
lol
But, it is not the alerted event that triggered it. Just the event that will show up...maybe 20 years in the future! You just can't see it yet!.....lol. I need my time machine.
@Anonymous wrote:On 3/3 I received alerts from both EQ and EX regarding my auto loan closing...I gained 7 pts on each. For closing an account? No argument from me when I saw that.
Today...First thing this morning NEW auto loan alert from EX...up 24 point! I thought I hit the jackpot since I was obviously expecting a decrease for a new account. Then an alert came around lunchtime for EQ. Whoohooo I thought.....WRONG! Down 3 for the new auto loan reporting.
Now, I know what you all will say...it had to be something else that increased my score. But I checked both reports, and checked very throuoghly. Nothing changed on either except the one loan being PIF and the new loan reporting.
How far back did you check? What are your MyFICO scores from each bureau?