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Transunion vs CK updates

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nate79416
Regular Contributor

Transunion vs CK updates

I rec'd an alert from CK(TU) my cc utl was updated, ok I signed up for Transunion and its NOT updated on their website, also it sure is a big difference TU has my vantage score at 678 here my TU score is 626. I'm so confused. Why would Credit Karma update my transunion, yet transunion is not updated, what???

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Anonymous
Not applicable

Re: Transunion vs CK updates

Its two different kinds of scores.  CK gives you a vantage score, here you get a true FICO score.  They weigh factors of your credit report differently so you get a different score.  Most lenders pull FICO.  CK is weird sometimes you'll get notifications and nothing has happened.  You have to take their notifications and recommendations with a grain of salt. 


@nate79416 wrote:

I rec'd an alert from CK(TU) my cc utl was updated, ok I signed up for Transunion and its NOT updated on their website, also it sure is a big difference TU has my vantage score at 678 here my TU score is 626. I'm so confused. Why would Credit Karma update my transunion, yet transunion is not updated, what???


 

Message 2 of 3
nate79416
Regular Contributor

Re: Transunion vs CK updates

Thanks, just seems odd CK updated my TU report and transunion hasn't, oh well

Message 3 of 3
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