Thank you, I setup the account and its showing my Experian FICO score 8, and then it mentions, i need to upgrade to see all three scores, I though FICO was all three scores, however my capital one uses creditwise and it reflects the same score as Credit Karma. Capital One and Chase seem to use Transunion scoring model the same as Credit Karma.
However what I am trying to do is not have a zero balance each month for fear, its showing I am not using my card however, my sores from my capital one and chase keep dropping, my utilization only increased between 2 and 14 dolllars. I am still not using more then 1 percent of my credit limited. What I trying to do is show 1% utalization each month without my score dropping.