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It's 64%--the combination of the student loan and the lease.
Thanks.
I wouldn't be surprised if TU receives the report from HSN. Then I'll find out my latest TU FICO. Hope it's 800 or above. But I'm thinking 797-798.
Nope. TU didn't update. The $764 is still the balance of the HSN card. Maybe tomorrow.
TransUnion came in. Bummer! Only went up to 793. But it's REALLY First World Problems. Nothing to fuss about!
Here is the totality of my scores:
EQUIFAX
FICO 8: 800
FICO 9: 803
FICO 5: 805
Auto Score 8: 819
Auto Score 5: 815
Bankcard 8: 824
Bankcard 5: 810
Auto Score 9: 820
Bankcard 9: 813
EXPERIAN:
FICO 8: 797
FICO 9: 811
FICO 2: 831
Auto Score 8: 822
Auto Score 5: 865
Bankcard 3: 815
Bankcard 2: 856
Auto Score 9: 825
Bankcard 9: 821
TRANSUNION
FICO 8: 793
FICO 9: 812
FICO 4: 787
Auto Score 8: 808
Auto Score 4: 819
Bankcard 8: 816
Bankcard 4: 820
Auto Score 9: 825
Bankscore 9: 819
Thanks. I was hoping for an 800 for TransUnion----but TransUnion has always been my bugaboo bureau, anyway.
I'm really tempted to try for an AMEX......but I'm going to try to garden for a year. I want to be able to pay $400 a month for a great car, rather than the just decent car I have now. A car where I should have paid around $200 a month, instead of $400 a month. I like my Sedona Red Hyundai Tucson----but I hate paying $400 a month for it!
Like you said, I shouldn't go getting inquiries, and making my credit file sensitive.
You have a point there. One can never predict the future.
I really have to get used to this LOL. I had 13 years of hanging by a thread : - )
My wife would certainly like the airport lounge access which would come with an Amex Platinum.