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I've been coasting at FICO score for ~730 for a at least a year. All of a sudden the last 2 months according to Citi has jumped to 798.
I havent done anything abnormal. I do carry ~10k debt between student loans and some old balances ive been balance transfering back and forth at 3% APR per year. I'm now at 40 open credit cards and 5 closed based on my wishes. My oldest card is a 5.8 year old secured card. The only difference i see is my AAOC has passed 3 years. Could that be it?
@Anonymous wrote:I've been coasting at FICO score for ~730 for a at least a year. All of a sudden the last 2 months according to Citi has jumped to 798.
I havent done anything abnormal. I do carry ~10k debt between student loans and some old balances ive been balance transfering back and forth at 3% APR per year. I'm now at 40 open credit cards and 5 closed based on my wishes. My oldest card is a 5.8 year old secured card. The only difference i see is my AAOC has passed 3 years. Could that be it?
No that couldn't be it. It's got to be something else.