Updated Fico Score without purchasing new report??? How???

[BlueBayou]

Okay, I think I vaguely remember that somewhere there is a way to manually pull a trigger to get an updated myFico Equifax Score on ScoreWatch without paying.  I have the yearly subscription ongoing, but I am not getting score updates as frequently as in the past.  I know that Fico is a little behind on getting the alerts.  I usually get an alert on the 15th, but did not.   Two days ago, I received an April 2nd alert.

If I pull a new report will it update the Score reflecting the new balances?   Yesterday I pulled Privacy Matters tri-merge and it shows the updated balances reflecting on Equifax. 

I have one free Score Report that I was saving to pull after I get the 15th or 16th update.   Is Fico still behind?

[llecs]

No, the only way to get an updated score without paying extra is only through SW alerts, obviously only for EQ. Otherwise, it is a manual pull by ordering new reports and scores.

SW was going through a technical glitch. I guess they have recovered.

[BlueBayou]

Ilecs, do you think that myFico would have the current balances as already reported on the regular Equifax direct?  I have several accounts paid down to below $10.00 and wanted the util to calculate in the score. 

I don't want to waste a pull if myFico doesn't have the same info!!

[Anonymous]

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BlueBayou wrote:

Ilecs, do you think that myFico would have the current balances as already reported on the regular Equifax direct?  I have several accounts paid down to below $10.00 and wanted the util to calculate in the score. 

I don't want to waste a pull if myFico doesn't have the same info!!

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myFICO reports are based on reports pulled directly from each of the bureaus at the time they are purchased.  If it's on the EQ report directly from the CRA, the myFICO report will know about it, too.