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"VantageScore Solutions reports that the majority of financial institutions, including eight of the top ten credit card issuers, six of the top ten auto lenders and all of five of the top mortgage lenders, use VantageScore to evaluate borrower creditworthiness."
Obviously these lenders use FICO scores as well. How do they use VantageScore scores and FICO scores differently?
@Anonymous wrote:
This is good news for me! My V3 scores are much higher than FICO.
It would be good news if it were believable.
@Anonymous wrote:
@Anonymous wrote:
This is good news for me! My V3 scores are much higher than FICO.It would be good news if it were believable.
x2, nobody uses VantageScore except consumers LOL
Only customers are using Vantage Score.
My VantageScore3 is 70 points lower than my FICO.
@joshall wrote:Only customers are using Vantage Score.
My VantageScore3 is 70 points lower than my FICO.
Mine is around 80, lol
That is a relief to many people (who don't subscribe to MyFico here).
I have yet to read one of these articles that actually names the lenders that are using Vantagescore.
I wish lenders would use ONLY Vantage 3.0! My Vantage 3.0 scores are 798-803 - waaaaay higher than my FICO scores!
It seems that the Vantage scoring model is rewarding me much more favorably for all the work over the past couple of years, or is more forgiving of the past issues - or likely a combination of both.