I plan to apply for a mortgage next month so I needed to have dispute comments removed from my CRs. When I received my full CR, I noticed a SP from Wells Fargo, I called to see why and was told that my secured card will graduate in September. Will I see or score bump?
Not really. Only way your score would go up is if you had a high util% and the CLI that goes with a grad lower it below one of the thresholds. Congrats on the upcoming freedom from secured!!!!!!
Thanks, my credit limit will not change and I am currently at 2% utilization. I'm happy to get out of the secured realm and look forward to putting my deposit refund in my savings account!