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Wells Fargo card graduating - Score Increase?

Thebluey
Valued Member

Wells Fargo card graduating - Score Increase?

Hello everyone.

I plan to apply for a mortgage next month so I needed to have dispute comments removed from my CRs. When I received my full CR, I noticed a SP from Wells Fargo, I called to see why and was told that my secured card will graduate in September. Will I see or score bump?

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FireMedic1
Super Contributor

Re: Wells Fargo card graduating - Score Increase?

Not really. Only way your score would go up is if you had a high util% and the CLI that goes with a grad lower it below one of the thresholds. Congrats on the upcoming freedom from secured!!!!!!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
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Thebluey
Valued Member

Re: Wells Fargo card graduating - Score Increase?

Thanks, my credit limit will not change and I am currently at 2% utilization. I'm happy to get out of the secured realm and look forward to putting my deposit refund in my savings account!  

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