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What is a good Average Age of Account ? (AAOA)

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Re: What is a good Average Age of Account ? (AAOA)


@Thomas_Thumb wrote:


A decent AAoA is 2 years, a very good AAoA is 5 years and an excellent AAoA is 8 years. As mentioned elsewhere, AAoA includes all open and closed accounts.

 

 


TT, do you believe that thresholds exist at any of those points (in months of course), or have youcome across any other thresholds related to AAoA?  The only one I've ever personally found is at 78 months, but I haven't really been looking long enough to have checked others.

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Valued Contributor

Re: What is a good Average Age of Account ? (AAOA)


@BrutalBodyShots wrote:

@Thomas_Thumb wrote:


A decent AAoA is 2 years, a very good AAoA is 5 years and an excellent AAoA is 8 years. As mentioned elsewhere, AAoA includes all open and closed accounts.

 

 


TT, do you believe that thresholds exist at any of those points (in months of course), or have youcome across any other thresholds related to AAoA?  The only one I've ever personally found is at 78 months, but I haven't really been looking long enough to have checked others.


I found a couple of past threads that discuss this question:

 

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/AAoA-Threshold-For-an-Increase/td-p/4976...

 

https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/No-score-change-from-6-yr-to-7-yr-AAoA/t...

                               

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