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What is the best product to buy for Credit Scores?

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Valued Contributor

What is the best product to buy for Credit Scores?

I would like to know what is the best product to showing what my REAL credit scores are? Right now i am signed up for score watch from EQ website and EX website! My mom recently had her credit checked and she has the same monitoring services that i have, but when she got her scores back from the application she filled out they were no where near what EQ, EX TU had depicted! Why is that?
Rebuilding and Reducing Debt, is my game plan.
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Moderator Emeritus

Re: What is the best product to buy for Credit Scores?

There is only one real score and that's the FICO score. Others from TC, CE, or others are FAKOs. All scores, FAKO or FICO, use a proprietary scoring formula to calculate the scores. This is why each score is different. However, FICOs only seem to matter but FAKOs can get you in a ballpark area score-wise. Also, mortgage co's and auto lenders tend to use a different, but similar, scoring method.
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Senior Contributor

Re: What is the best product to buy for Credit Scores?

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