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What is the effect of a credit card reported on a CR of an AU?

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Anonymous
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What is the effect of a credit card reported on a CR of an AU?

 

Someone ask the following question in a 2009 thread...

 

If I am an AU on a credit card that is reported on my CR, is the reported information treated as if it were my card?

 

The response from a Moderator Emerita was, "Yep. Whatever happens on that card -- good, bad, or indifferent -- is factored into your own credit scores."

 

Is that still the case in 2019?

 

Thanks!

 

JWK_in_RVA

 

 

 

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: What is the effect of a credit card reported on a CR of an AU?

yess it still the same! 

Message 2 of 5
kxkxkxx
Regular Contributor

Re: What is the effect of a credit card reported on a CR of an AU?

YES! So be real careful on who's back you ride...be sure they are paying on time, have a high limit and a good looooong history on that card...I did it and got an immediate 15-20 point jump.

 

 

Current FICO 8 Scores
EQ 759
TU 748
EX 744
Message 3 of 5
Anonymous
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Re: What is the effect of a credit card reported on a CR of an AU?


@Anonymous wrote:

yess it still the same! 


 

Thanks!

 

 

Message 4 of 5
Anonymous
Not applicable

Re: What is the effect of a credit card reported on a CR of an AU?


@kxkxkxx wrote:

YES! So be real careful on who's back you ride...be sure they are paying on time, have a high limit and a good looooong history on that card...I did it and got an immediate 15-20 point jump.

 

 


 

Thanks!

 

 

 

Message 5 of 5
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