What will happen? Once paid and updated

[amckee]

This is my last charge off. They won’t do a pfd. But i paid it regardless to show paid in full it will look a little better. I have plenty of other cards in good standing will this make me increase or decrease points

[thornback]

I'm guessing you'll see a bit of an increase for eliminating that balance from your utilization and reducing the number of cards with a balance by one. 

I dont anticipate you'll have much of a loss (if any at all) from the final update since the account just recently updated so I think your points gained will exceed points lost resulting in a net positive.  Worst case - you break even. 

[amckee]

Thanks i appreciate your response 

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@thornback wrote:

I'm guessing you'll see a bit of an increase for eliminating that balance from your utilization and reducing the number of cards with a balance by one. 

I dont anticipate you'll have much of a loss (if any at all) from the final update since the account just recently updated so I think your points gained will exceed points lost resulting in a net positive.  Worst case - you break even. 

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[Birdman7]

I predict you will see an increase due to the reduced utilization, reduced balance, and reduced amounts delinquent. 

because it was updating regularly, there should be no catch-up Penalty and you should see more points at 6 months 12 months 18 months and 24 months. 

congratulations!