maybe a secured Discover Card for the 3rd.
Or if you can work with a credit union - get a secured card and a self-secured (I cannot remember the term...went blank) loan. Basically you get a loan but it's backed with your savings account or something. Anyway - it reports as an installment loan. Someone else could explain it better than I can - but should be able to see what I'm talking about. (I can never remember the name becasue I usually have a car loan or mortgage reporting for my installment and never had to get one)
|Total Credit: $192,100||Utilization: 1%||AAoA: 5yrs, 4mths||Installments: Car Lease, Marcus Loan||Baddies: 0||On Chop Block: Penfed, Citi|