maybe a secured Discover Card for the 3rd.
Or if you can work with a credit union - get a secured card and a self-secured (I cannot remember the term...went blank) loan. Basically you get a loan but it's backed with your savings account or something. Anyway - it reports as an installment loan. Someone else could explain it better than I can - but should be able to see what I'm talking about. (I can never remember the name becasue I usually have a car loan or mortgage reporting for my installment and never had to get one)
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|