but my new accounts are 6+ months old and they show up on the other two CRs as well. Why does EQ care so much?
On my reports, each score only counts the inqs that are on the associated CRA's, if that makes sense. So I have 2 inqs on EQ, and my EQ score counts two, and 1 on EX, and they count 1, and 0 on TU, so they count 0.
If you have 6 on EQ, and only 2 and 1 on the others, that would definitely hurt you more with EQ. Sorry, that light didn't go on when I first read this.
huh? well i know that, but the section you quoted was about the age of my debt not the inquiries.
as for the inquires, where do they count in the FICO model? do they count with the 10% for new accounts? if so, then i don't understand why 6 inq would drop my score by 40 points in comparison to the others.