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Thanks for everyone's feedback.
I think the conclusion is there is no guarantee of a score bump if I consolidate the same amount of debt from several cards to one. I don't need to BT to avoid interest charges, since I PIF, it's more an issue of cashflow and depleteing cash reserves.
Since there is a 2% BT fee, I'm not interested in spending $200 for what is more than likely, no benefit.
@JSS3 wrote:
Ideally, You want all but one card reporting 0. One card reporting less than 9%
Do with this information what you may.
I thought the ideal is one card reporting less than 10%?
As for your score increase, could that have been after the cards that were paid off reported $0.00 balances and before the other card reported the balance with all of the transfers on it? Not trying to rain on your parade, just wondering.