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Hi everyone! I just had one of my student loans deferred cause I'm back in school, one was inelligible for whatever silly reason. No big deal, I can afford to pay them, but I was wondering what, if any, affect the deferrment would have on my credit score?
I posted this on student loans but I'm not getting any answers. Hopefully someone can help!
Deferment should not affect your scores. During your deferral period, your loans should report "paid as agreed". However, sometimes there is a time gap between the due date and the deferment start date that may result in a late. Stay on top of this when your deferment is about to start and double check with your servicer to ensure that the dates do not conflict.