About a year ago I disputed about 6 late payments that weren't supposed to be reported by my lender during Covid. They were consecutive March - August.
They removed 5 of the lates and left one reporting in the middle of the period, (May). They did this across all the credit bureaus.
I'd like to dispute again and try and have the remaining month removed.
I'm afraid that this will result in them reapplying the ones they've already removed, then having to start the process over again.
Has anyone ever been in a similar situation? Had negative information reapplied after a dispute?
As we say. Dont poke the bear. If its a lonely 30 day late. After 2 yrs its lost most of its ding to your score. Let sleeping dogs lie.
@FireMedic1 wrote:As we say. Dont poke the bear. If its a lonely 30 day late. After 2 yrs its lost most of its ding to your score. Let sleeping dogs lie.
Sound advice from a wise person.
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It is probably not worth your time and energy, given that it's one late payment from 3 years ago. I would let it be and work on boosting your credit in other ways.