@SouthJamaica wrote:
@Anonymous wrote:
Update: Interesting that I got zero bump on the 1st of June, but yesterday, July 1st, my EX jumped 25 points. Possible that there was a 1 month delay for the score increase? Nothing else changed on my profile other than $23K in CLIs (didnt really affect utilization since I'm so low) and my oldest account aged to 4 years 6 months..
The effect would not be felt until the 1st of the month after the month in which everything has reported, when you're talking age of youngest account. Just because it was 12 months on the 1st of June doesn't mean that information had made it into your EX report.
I've been through two significant score increases due to AoYA reaching 3 months and 6 months. Experian showed the score increases on the 1st of the month each time, before any statements were reported. There are only ever 2 statements reporting on my file each month, so this is easy.
It was you and @Birdman7 that told me to watch for scoring changes due to aging on the 1st before anything reported. On June 1st, with AoYA at 6mos, all my Experian scores went up without any other change to my file.
