clean/dirty/thick/thin...where the heck do i fall and what does it mean?

[Trudy]

Thanks. Gotcha. Thanks to you I've learned installments don't recent AoYA but what I'm trying to clarify is the scenario above regarding scorecards.  I'll assume that answer is yes?

[Trudy]

Okay, was typing when you answered that question.

[Anonymous]

@Trudy As long as no revolver under 12 months, you are in a "No New Account" scorecard. 

But it scarily begs the question, what if AoOA is AoORA?