No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Ive read that Portfolio Recovery wont/cant remove a collection from your report. However.. I still show this collection reported with a 0 balance. How much does that screw with my score.
I am assumiong that it is reporting a $0 balance because you paid it and it is now closed, and not because they sold the debt or had their assignment revoked?