I once had a spread on EQ of FAKO 721, FICO 636. No one has a clue how they make up the FAKO scores, so it will wear you out trying to find the pattern. There isn't one!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007