fico score for mortgages

[Anonymous]

Hey everyone I just wanted to know if you guys no if the mortgage lenders typically go off of the fico score that we intially see or the older version that is shows under the 3 scores? 

[Anonymous]

The FICO score that you typically see is FICO 8.  This is provided by many credit cards and a few free web sites (creditscore.com, Discover Scorecard, etc.).  It is also the score that is frequently updated for people who use the myFICO Ultimate package.

The FICO that your mortgage lenders will use is a much older model.  The only good way to get that is by signing up for the myFICO Ultimate product.  Personally I would wait until your FICO 8 scores and reports are optimized before laying out the money for the myFICO Ultimate.

[FireMedic1]

Once you complete CGID's advise. This is what your 3B report will look like. Then you can click on each section to see all three CRA's and their scores. GL!