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dnm45227 wrote:
ok scenario,a poster app'd an auto loan at nfcu, they pulled ex and eq. approved.next day, additional pulls on ex and eq. now a total of 4 pulls!since fico doesn't hold cu issued cc's in as high esteme as bank issued cc's, will fico see this as auto loan shopping and deduplicate, or since it's a cu pull will fico just start deducting points?
Timothy wrote:I have 5 Amex INQ's on EX from June to March- only 1 counts in scoring-
dnm45227 wrote:
Timothy wrote:
I have 5 Amex INQ's on EX from June to March- only 1 counts in scoring-
i had no idea the dedup window was that broad!
Timothy wrote:I have 12 INQ's on EX- in the last 12 monthsAnyone guess how many are taken into account in my score?- 4• CBSD/UFC Date: March 25, 2008
• AMEX Date: March 18, 2008
• CAP ONE Date: March 18, 2008
• WASH MUTUAL/PROVIDIAN Date: February 7, 2008
• CHRISTIAN COMM CU/LSI Date: June 25, 2007
dnm45227 wrote:
so it seems the dedup window is the full year? btw i count 5 sources how does that add up to 4?
Timothy wrote:
I have 12 INQ's on EX- in the last 12 monthsAnyone guess how many are taken into account in my score?- 4• CBSD/UFC Date: March 25, 2008
• AMEX Date: March 18, 2008
• CAP ONE Date: March 18, 2008
• WASH MUTUAL/PROVIDIAN Date: February 7, 2008
• CHRISTIAN COMM CU/LSI Date: June 25, 2007