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mix of credit?

New Contributor

mix of credit?

looking at the myfico chart on how it is figured and being at a 680 eq and 670 trans but my mix is only 3 active credit card tradelines being 4yrs 2yrs and 6 months old and credit mix being 10% am I being held down due to mix?
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Valued Contributor

Re: mix of credit?

Hi...I'm not sure what you mean by your credit mix being 10%. Do you mean that your utilization of credit is 10%?


Credit mix usually refers to having revolving credit (credit cards), installment loans, and a mortgage.


You have fairly new accounts, and that is a factor for you. Do you have any negative items on your credit reports?

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