Okay so you are averaging 30.5% utilization across two cards. So if you get your DTI below 30%, you should see a bigger increase. What I would do is pay $20 on the $350 card and $50 on the $1000 card. That will put your average at 25%. So I think the biggest problem is that you are teetering around the 30% threshold. Once your balances drop below that, you should see a bigger increase. Good luck!
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