TU dropped 9 points had a collection and judgement removed and a collection from 2000 reappear on my report how nice. Now to DV collection. they are making it look like it is from Dec 2006...but i have a Credit Report from 2000 that shows this account on it. I also believe I know why this reappeared...I got a new CC Direct Rewards (discover/HSBC), this collection is an old HSBC CC from 1999. Do you think I am right in assuming I resurrected this old collection from the grave?.