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@fused wrote:It's my understanding that a good FICO score is 680+, very good 720+ and excellent is 760+.
Are you talking about having only three of my revolving accounts reporting 1-9% util? If so, I'm still waiting for my accounts to update, it's taking a long time for some reason.
zman wrote:Unfortunate it takes 5 years to get from below 600 to 700.
Alyssa wrote:My credit score was 740 for a long time. I spoke with a financial advisor who recommended that I get rid of all my store credit cards and keep 1 major credit card. Since then my credit score has gone up over 100 pnts and my most recent Transunion report showed a score of 845.
Alyssa wrote:My credit score was 740 for a long time. I spoke with a financial advisor who recommended that I get rid of all my store credit cards and keep 1 major credit card. Since then my credit score has gone up over 100 pnts and my most recent Transunion report showed a score of 845.I pay off my credit card each monthI pay extra on my student loans when I canI paid off my 5 year car loan in 3I hate debt.