Topics with Label: credit utilization

myFICO® Forums

25 point increase in 1 month - credit utilization ...

by on

0 Replies 619 Views

0 Replies

619 Views

Labels

"bankruptcy" "payments" "whats paid" 1
$1000 1
1 1
13 2
2nd loan 1
341 Meeting 16
341 Meeting on 6-12-19 1
342 1
700 club 1
722 redemption 3
@FireMedic1 1
abroad 1
Account Status 1
Accounts 1
adversary proceeding 2
Advice 4
advice needed 1
affirm 1
Affirmation Agreement 1
after bankruptcy 2
After BK 1
After BK reporting 1
after discharge 1
agencies 1
Alaska Airlines 1
Alaska airlines Bank of America 1
Alliant 1
ally 1
amazon store card 1
america first credit union 1
American Express 3
amex 6
AMEX APPROVAL BANKRUPTCY 5
Amex Approved 1
Amex blacklisted 1
Amex plat 1
Amex preapprovals 1
amx rebuild bankruptcy help advice 1
annual fee 1
apartments 1
App Spree 4
App spree Approvals Gardening 1
Application 4
Application approval 1
Application Help 2
approval 3
Approval odds 2
Approval Post Discharge 7
approval with bankruptcy 1
Approvals 2
Approvals and CLI 3
Approved 2
APR 1
Arizona 1
AT&T 1
attorney 1
AU 1
AU on US Bank Signature Visa 10k 1
Audi 1
Authorized User 6
Authorized user is filing for BK 4
Auto 4
Auto CLI 1
auto financing 1
auto financing after bankruptcy 2
auto financing during bankruptcy 1
Auto lease 3
Auto Loan 32
auto loans 6
auto navigator 1
Auto purchase 3
Auto refi 1
Auto refinance 8
Auto repo 3
Automatic Upgrade 1
Avis 1
bad credit 1
Balance Transfer 1
bank 1
Bank of America 1
Bankcrupties Credit 3
Banking 1
bankrtuptcy 2
bankrupcty late payments 1
Bankrupcy 25
bankrupt 1
Bankruptcy 334
bankruptcy 7 2
Bankruptcy and Credit Cards 33
Bankruptcy and Personal loans 2
bankruptcy chapter 13 23
Bankruptcy Chapter 7 268
Bankruptcy chapter 7 chapter 13 6
bankruptcy credit alerts 1
Bankruptcy credit cards 4
Bankruptcy credit one score 1
Bankruptcy deletion 2
Bankruptcy PenFed 1
Bankruptcy prevention 3
Bankruptcy reported incorrectly 3
Bankruptcy. Fico score 5
banruptcy 1
Barclay Card 2
Barclays 2
BECU 2
Best Egg 2
BEST LINES OF CREDIT 1
best practices 1
bk 22
Bk 13 7
BK Bankruptcy 20
BK CH 13 6
BK CH 7 2
BK Drop 3
BK Early 1
Bk friendly 5
bk settlement progressive 1
BK student loans 1
bk13 4
BK7 36
Bk7 leasing lease auto post bk 1
blacklist 5
Blacklisted American express 1
BofA 1
bonus 1
Bouncing fron ch7 1
bring score up 1
Budgeting 1
building credit 1
Bureaus not reporting credit lines 1
Burned Cap1 1
Burned Cap1 Discover Amex Merrick First Premier Century Federal Credit Union Synchrony Store Cards Walmart Card 1
BURNED CHAPTER7 BANKRUPTCY NFCU USAA CAP1 SYNCB 1
Business 1
Business bankruptcy 1
Business Card 1
business credit 1
business loans 1
buying a car 1
Cap 1 5
Cap One 6
Cap One CLI 1
cap1 2
Capital One 35
Capital One Auto Finance 1
Capital one burned in BK 1
Capital One CLI 4
capital one platinum 2
Capital one QS 1
capital one quicksilver 1
Capital One SL 1
Capital One Venture 1
capitol one 1
captial one 1
car 6
Car Loan 14
car loans 4
car redemption 2
car rental 1
car rentals 1
carvana 2
cc 1
ch 11 1
ch 13 4
ch 13 bankruptcy advice 2
Ch 13 discharge 1
Ch 7 16
Ch.7 bankruptcy 6
ch13 3
Ch7 16
Ch7 bk 2
CH7 Score drop 1
chap 1
chap 13 2
Chap 7 15
Chap 7 Means Test California 1
Chapter 3
chapter 13 28
chapter 13 bankruptcy auto loan 1
Chapter 13 convert 1
chapter 13 credit report 3
Chapter 13 Discharge 12
Chapter 13 Discharge!! 2
Chapter 13 dismissal 4
Chapter 13 done 2
Chapter 13 Forclosure 2
Chapter 13 mortgage 2
Chapter 13 questions 4
chapter 7 108
chapter 7 bankruptcy 23
Chapter 7 discharge 30
chapter 7 discharge ssdi rebuild credit 1
Chapter 7 waiting for discharge 4
chapter13 1
chapter7 4
charge card 1
Charge offs 3
Charge-off 2
charge-offs 1
charpet 7 1
Chase 8
checking accounts 1
Chevrolet 1
chexsystems 2
child support 1
child tax credit 1
Chrysler Capital 2
citi 1
Citi capital one 1
Citi Diamond 1
citicard 1
Claims Asserted 1
Claims Scheduled 1
cli 2
CLI Capital One 1
cloc 1
closed accounts 2
closing accounts 2
closing Merrick Bank Card 1
cma 1
CO account 1
Co-sign 2
coast to coast 1
collection 2
Collection Agency 2
Collection reported in error 1
collections 2
Collections HELP 1
collections. 1
college debt 2
college student 1
Comenity 2
Comenity Bank 1
Community State 1
corporate card 1
Correcting Mistakes on CR 1
cosign 2
Courtesy 1
Courtesy Chevrolet 1
COVID-19 1
Cra 1
CRA BK Reporting 2
cramdown chapter 13 1
credit 1
Credit & loan qualification 11
Credit Approval 11
credit approvals 1
credit builder loan 3
credit building 2
Credit Card 21
Credit card applications 4
credit card approval 1
credit card approvals 1
credit card debt 7
credit card offers 2
credit card payments 1
credit card utilization 1
credit cards 10
credit control corp 1
credit counseling 2
credit denials 1
credit disputes 2
credit increase request 1
credit karma 2
Credit Limit 1
Credit limit increase 1
Credit Line Increase. 3
Credit Line Increase. Upgrade 1
credit lines after bankruptcy 2
credit lines with poor credit 1
credit mix 1
Credit monitoring 1
Credit one 7
credit one bank 2
credit problems 1
Credit rebuild 4
credit rebuilding 7
Credit Repair 7
credit report 6
Credit reporting 8
credit reporting and lowering credit line for no reason that i can understand 1
credit reporting error 2
credit reports 1
Credit reports collections 1
credit score 7
credit scores 4
credit scores dropping 3
credit steps 1
credit union 8
Credit Union Eligibility 1
credit union personal loan 1
credit unions 1
credit utilization 1
creditcard 2
creditcards 1
CreditKarma 2
Creditor 1
creditors violating FDCPA and FCRA 1
creditreport 1
creditscore 1
Currently holding Navy Federal Secured nRewards 1
data points 1
DCU auto loan 1
debt 7
debt collection 2
debt consolidation 4
Debt management 16
debt reorganization 1
Debt to Income 1
degree 1
Deliquent payments 1
Denied 1
Derogatory 1
derogatory mark 1
disability 1
discharge 32
Discharge Kohl’s capital one credit card garden 1
discharged 9
Discharged 5-05-18 1
discharged chapter 7 14
Discharged Creditors 2
Discharged...some time this week..looks like. 1
Discover 7
Discover card 1
Discover Card Approval 1
Discover IT 3
Discover secured 1
dismissed 1
dispute 3
dispute process 1
Disputes 1
divorce 2
Docketbird 1
docketbird bankruptcy observer 1
DOFD 2
Dropped Scores 1
e-file 1
early exclusion 5
EarlyWarning 1
ED 1
education 1
EE 2
efile 1
employer 1
equifax 3
errors 1
Experian 5
Experian. Dispute. 1
fair credit loan 1
fair market value 1
family size 1
FCA 1
FCRA 1
FED loan 1
federal 1
FHA 2
fico 2 1
FICO announcement 1
FICO Score 12
FICO Score 9 1
FICO Score changes 8
FICO Score versions 1
FICO scores 2
FICO Scoring 2
Fico versions 1
file 2
Filed 1-30-18 1
Filed 8-5-19 1
Filed Bk 7 5-8-19 1
Filed petition 1
filing 1
financial freedom 1
financing 2
fingerhut 1
finra 1
First-time home buyer 4
fixing my credit 1
Forbearance 1
ford 1
foreclosure 1
Foreclosure & Short sell 3
forgot to list debt 1
fresh start 1
friendly 1
Frustrated 1
gambling 1
garnishment 1
GAs Own Credit Union (auto) 1
General Question 1
GM Financial 2
Google 1
grievance 1
h 1
haven 1
HELOC 7
help 5
Help Boost my Credit 2
Help ME!!! 2
help with collections 1
Help! 2
Hertz 1
high interest 1
history 1
home 1
home appraisal 1
Home improvement 1
Home Mortgage 1
home purchase with bankruptcy 1
home purchase with bk 1
Homeownership 1
housing 1
identity theft 1
IIB 7
IIB reporting 2
IIBK 1
income 1
income disclosure 1
Inexpensive 1
Inquiries 1
inquiry 1
insurance 2
JD Byrider 1
Jeep 1
jewelry repossesion 1
job 1
job post bk 1
job search 1
joint 1
joint bank accounts 1
journey 1
judgement 1
Judgements 1
Just Starting 1
Kohls 1
late payment 2
late payments 2
late reporting 2
Lates 1
lawsuit 1
lawyer 1
lease 7
lease trade in 1
leasing 1
LexisNexis 1
licensed 1
lien removal 1
liens 1
Life after Chapter 7 2
Line of Credit 1
LLC 1
loan 5
Loan approval 3
Loans 5
long term 1
Lost Access 1
LVNV 1
Macy's 1
major questions about new bankruptcy 1
malpractice 1
Maryland 1
Mazda 1
means test 2
means testing 1
medical 1
medical bills 2
Medical Collection 1
Medical debt 2
Medical debt collection 1
Meeting of Creditors 2
Meeting of Creditors 6-12-19 1
Merrick 1
Merrick Bank 1
Merrick Bank closed card 1
Military 2
Military star card 2
Missed Payment. 1
MOC 1
Mortage loan 2
mortgage 18
mortgage loan 4
Mortgage scores 2
mortgages 1
my fico 1
myfico 1
Navient 1
Navy 6
navy fed 2
navy federal 8
Navy Federal approval 3
Navy Federal Credit Union 9
Navy Federal Membership 1
need advice. 1
Negative items or DEROG 5
negative reporting 1
new 1
New credit & loan 10
new house 1
New Jersey 1
next steps 1
NFCU 39
NFCU 1st CC 1
Nfcu bankruptcy 1
NFCU Cash Rewards 1
NFCU membership denial appeal 1
NFCU navy federal navy fed 1
NFCU nRewards Secured Card 2
NFCU Platinum 1
NFCU shared secured loan 1
nj 2
No Annual Fee 1
no asset 1
no wasted inquires 1
non consumer 1
non-FICO credit scores 1
offers 1
Ollo 1
Ollo Rewards 1
online 1
opening accounts 1
opensky creditkarma creditmanagement timewarner rebuild secured creditcards discovery bofa secured creditone 1
Other 12
p2p loans 1
Pacer 2
past due bills 1
PATELCO 1
patnership 1
pay increase 1
payment 1
payment history 1
payment increase 1
payments 2
Paypal 2
Paypal Credit 1
Pen Fed 3
penfed 5
PenFed Auto Loan 1
penfed bk denial 1
PenFed Offers 1
PENFED POWER CASH 1
personal 1
personal finance 1
personal lines of credit 1
Personal loan 3
personal loans 1
Phoenix 1
Platinum Credit Card 1
Please Help 1
Post Bankruptcy 4
Post Bankruptsy 2
post bk 1
Post BK7 5
Post-CH7 6
Potentially negative 1
Pre Approval 1
pre discharge 1
pre-qualified 1
Premiere 1
Preparing for bk 1
Prequal 1
prestige financial 2
private loans 1
Pro Se 3
Product Change 2
prose 1
public records 1
Quality 1
Question 2
questions 1
QuickSilver 3
Re 1
Re-establishing 1
reaffirm 10
reaffirmation 16
reaffirmed 1
reaffirmed debt 1
reaffirming car loan 3
Reaffrimation 3
rebuild 18
rebuild after BK 2
Rebuild Suggestions 4
Rebuilding 47
Rebuilding and application advice 4
rebuilding approvals 2
Rebuilding credit 20
Rebuilding Credit after Bankruptcy 90
reconsideration 1
redeeming 1
refinance 7
Removal 1
removed 1
rental 1
renting 3
reporting 3
reporting dates 1
Reports 1
repossed vehicle 2
repossession 9
restructure 1
Retail cards 4
Rewards cards 5
REWARDS CREDIT CARDS 1
Ritz-Carlton 1
SAC FCU 1
SAFE CU 1
Saks fifth 1
salary increase 1
Sallie Mae 1
Santander 1
Santander auto 1
Savor one 1
SavorOne 1
SBA 1
score 1
Score and bankruptcy 2
Score improvement 9
Score Improvement. 1
scores 2
secured 1
secured card 3
SECURED CREDIT CARD 9
secured loan 2
Self Lender 1
servicer 1
settlement 5
SL 1
social security 1
SOL 1
sorry if didn't understand 1
spouse 1
SSDI 1
SSL 1
Starting limit 1
starting over after bankruptcy 1
Still have student loans 1
still Young 1
store cards 1
student 1
student debt 1
student loan 6
student loans 16
SYNCB 1
Synchrony 2
target 1
Target Card 1
tax lien 1
tax refund 1
tax returns 1
taxes 1
td bank 1
Telecheck 1
Texas Guarentee 1
TG 1
timeline 1
To bankrupt or Not to bankrupt.....This is the Question...... 1
too many inquiries 1
toyota 3
toyota financial 1
Toyota lease 1
transunion 2
Travel cards 2
travis credit union 1
tu 1
TU 8 659 EX 8 655 EQ 671 1
Typos galore. 1
U4 1
Unify 1
unsecured card 1
updates 1
Upsolve 1
Upsolve.org 1
us bank 2
US Trustee 1
Usaa 1
USAA secured credit card chapter 13 1
USDA 1
USDA Direct Loan 1
UST 1
utilization 3
VA 3
Va Home loans 1
va loan 1
va loan with bk 1
vehicle 3
verizon 1
veteran 2
Volkswagen 3
wage garnishment 1
WalMart bankruptcy friendly 1
Walmart Synchrony 1
Want to file 1
WeFloridaFinancial 1
Wells Fargo 3
wells fargo dealer services 1
World Omni 1
wrote for many 1