Bankruptcy

myFICO® Forums

To close or not to close accounts... that is the q...

by on Latest post on by

19 Replies 1917 Views

19 Replies

1917 Views

Labels

"bankruptcy" "payments" "whats paid" 1
$1000 1
1 1
13 2
2 Bankruptcies 5
2nd loan 1
341 Meeting 16
341 Meeting on 6-12-19 1
342 1
700 club 1
722 redemption 3
@FireMedic1 1
abroad 1
Account Status 1
Accounts 1
adversary proceeding 2
Adverse Action 1
Advice 4
advice needed 1
affirm 1
Affirmation Agreement 1
after bankruptcy 3
After BK 2
After BK reporting 1
after discharge 1
agencies 1
Alaska Airlines 1
Alaska airlines Bank of America 1
Alliant 1
Alliant Credit Union 1
ally 2
amazon store card 1
Amazon Synchrony 1
america first credit union 1
American Express 4
American Infosource 1
amex 7
AMEX APPROVAL BANKRUPTCY 6
Amex Approved 1
Amex blacklisted 1
Amex plat 1
Amex preapprovals 1
amx rebuild bankruptcy help advice 1
annual fee 1
Apartment Renting 1
apartments 1
App Spree 5
App spree Approvals Gardening 2
Apple Card 1
Application 4
Application approval 1
Application Help 4
approval 4
Approval odds 2
Approval Post Discharge 8
approval with bankruptcy 1
Approvals 4
Approvals and CLI 3
Approved 2
APR 1
Arizona 1
assets protection 1
AT&T 1
attorney 1
AU 2
AU on US Bank Signature Visa 10k 1
Audi 1
Authorized User 9
Authorized user is filing for BK 4
Auto 5
Auto CLI 1
auto financing 1
auto financing after bankruptcy 2
auto financing during bankruptcy 1
Auto lease 3
Auto Loan 38
auto loans 6
auto navigator 1
Auto purchase 3
Auto refi 1
Auto refinance 8
Auto repo 3
Automatic Upgrade 1
Avis 1
B4 BK7 As of 10.18.23 FICO 8: EQ 675 1
bad credit 2
bad debt 1
Balance transfer 2
bank 1
Bank of America 1
Bankcrupties Credit 3
Banking 3
bankrtuptcy 2
bankrucpy 1
bankrupcty late payments 1
Bankrupcy 44
Bankrupcy ch13 rebuild 1
bankrupt 1
bankruptcy 433
Bankruptcy - Chapter 13 - Job Contract 1
bankruptcy 7 2
Bankruptcy and Credit Cards 35
Bankruptcy and Personal loans 3
bankruptcy chapter 13 25
Bankruptcy Chapter 7 336
Bankruptcy chapter 7 chapter 13 8
bankruptcy credit alerts 1
Bankruptcy credit cards 4
Bankruptcy credit one score 1
Bankruptcy deletion 2
Bankruptcy deletion process 2
Bankruptcy Dismissed 1
Bankruptcy PenFed 3
Bankruptcy prevention 3
Bankruptcy Rebuild 8
Bankruptcy reported incorrectly 3
Bankruptcy scoring 1
Bankruptcy. Fico score 7
bankrupty 1
banruptcy 1
Barclay Card 2
Barclays 2
Becket and Lee 1
BECU 2
Best Buy Visa Citi BK rebuild 1
Best Egg 2
BEST LINES OF CREDIT 1
best practices 1
bill collectors 1
bk 24
Bk 13 7
BK Amex Business Blacklist Recon 1
BK Bankruptcy 31
BK Bankruptcy 13 1
BK CH 13 9
BK CH 7 10
BK Drop 4
BK Early 1
Bk friendly 5
bk settlement progressive 1
BK student loans 3
bk13 5
BK7 37
Bk7 leasing lease auto post bk 1
BK7 Rebuild 5
blacklist 5
Blacklisted American express 1
BofA 1
bonus 1
Bouncing from ch7 2
Bouncing fron ch7 1
bring score up 1
Budgeting 1
building credit 1
Bureaus not reporting credit lines 1
Burned Cap1 1
Burned Cap1 Discover Amex Merrick First Premier Century Federal Credit Union Synchrony Store Cards Walmart Card 1
BURNED CHAPTER7 BANKRUPTCY NFCU USAA CAP1 SYNCB 1
Business 1
Business bankruptcy 1
Business Card 1
business credit 1
business loans 1
buying a car 1
Cap 1 5
Cap One 6
Cap One CLI 1
cap1 3
Capital One 38
Capital One Auto Finance 2
Capital one burned in BK 1
Capital One CLI 4
capital one platinum 2
Capital one QS 1
capital one quicksilver 1
Capital One SL 1
Capital One Venture 1
capitalone 1
capitol one 2
captial one 1
car 6
Car Loan 15
car loans 5
car redemption 2
car rental 1
car rentals 1
Card 1
card approval 1
cards after bankruptcy 1
carvana 2
cc 1
Cc charge off 1
cfpb 1
ch 11 1
ch 13 5
ch 13 bankruptcy advice 2
Ch 13 discharge 1
Ch 7 16
Ch 7 mortgage reporting 1
Ch.7 bankruptcy 6
ch13 7
Ch7 19
Ch7 bk 3
CH7 Score drop 2
chap 1
chap 13 3
Chap 7 19
Chap 7 Means Test California 2
Chapter 3
chapter 13 42
chapter 13 bankruptcy auto loan 1
Chapter 13 convert 2
chapter 13 credit report 3
Chapter 13 Discharge 15
Chapter 13 Discharge!! 2
Chapter 13 dismissal 5
Chapter 13 done 3
Chapter 13 Forclosure 2
Chapter 13 mortgage 2
Chapter 13 questions 5
chapter 7 123
chapter 7 bankruptcy 25
Chapter 7 discharge 39
chapter 7 discharge ssdi rebuild credit 1
Chapter 7 waiting for discharge 6
chapter13 3
chapter7 6
charge card 1
charge off 2
Charge offs 5
Charge-off 2
charge-offs 1
charpet 7 1
Chase 10
Chase Sapphire Preferred 1
checking accounts 1
Chevrolet 1
Chevron and Texaco Techron Advantage Visa Card 1
chexsystems 2
child support 1
child tax credit 1
Chrysler Capital 2
citi 1
Citi Best Buy 1
Citi capital one 1
Citi Diamond 1
citicard 1
Claims Asserted 1
Claims Scheduled 1
cli 2
CLI Capital One 1
cloc 1
closed accounts 2
closing accounts 2
closing Merrick Bank Card 1
cma 1
CO account 1
Co-sign 2
coast to coast 1
ColdApp 1
collection 2
Collection Agency 2
Collection reported in error 1
collections 3
Collections HELP 2
collections. 1
college debt 2
college student 1
Comenity 2
Comenity Bank 1
Commenity 1
Community State 1
Conventional 1
corporate card 1
Correcting Mistakes on CR 1
cosign 2
COSTCO citi visa 1
Courtesy 1
Courtesy Chevrolet 1
COVID-19 1
Cra 1
CRA BK Reporting 3
cramdown chapter 13 1
credit 1
Credit & loan qualification 15
Credit after Chapter 13 1
Credit Approval 16
credit approvals 1
credit builder loan 3
credit building 2
Credit Card 30
Credit card applications 6
credit card approval 1
credit card approvals 5
credit card cli 1
credit card debt 7
credit card offers 2
credit card payments 1
credit card utilization 1
credit cards 12
credit control corp 1
credit counseling 2
credit denials 1
credit disputes 2
credit history 1
Credit improvement 1
credit increase request 1
credit karma 2
Credit Limit 1
Credit limit increase 1
Credit line 1
credit line increase 1
Credit Line Increase. 4
Credit Line Increase. Upgrade 1
credit lines after bankruptcy 2
credit lines with poor credit 1
credit mix 1
Credit monitoring 1
Credit one 9
credit one bank 2
credit problems 1
Credit rebuild 6
credit rebuilding 7
Credit Repair 10
credit report 7
Credit report status change 1
Credit reporting 10
Credit Reporting Agency 1
credit reporting and lowering credit line for no reason that i can understand 1
credit reporting error 2
credit reports 1
Credit reports collections 1
credit score 7
Credit score fluctuations 1
credit score increase 5
credit scores 5
credit scores dropping 3
credit steps 1
credit union 8
Credit Union Eligibility 2
credit union personal loan 1
credit unions 1
credit utilization 1
creditcard 3
creditcards 1
CreditKarma 2
Creditor 1
creditors violating FDCPA and FCRA 1
creditreport 1
creditscore 1
Currently holding Navy Federal Secured nRewards 1
data points 1
Date Filed: 09 30 2021 Current FICO Scores: TU 623 EQ 683 EX 600 Authorized user of CapitalOne no other CC 1
DCU auto loan 1
debt 7
debt collection 3
debt consolidation 4
Debt Management 22
debt reorganization 1
Debt to Income 1
deductions 1
degree 1
Deliquent payments 1
Denied 1
Derog 1
Derogatory 1
derogatory mark 1
disability 1
discharge 32
Discharge Kohl’s capital one credit card garden 1
discharged 12
Discharged 5-05-18 1
discharged chapter 7 16
Discharged Creditors 2
Discharged...some time this week..looks like. 1
Discover 7
Discover card 1
Discover Card Approval 1
Discover IT 3
Discover IT Pre-Qual 1
Discover secured 1
dismissed 1
dispute 5
dispute process 1
Disputes 2
divorce 3
Docketbird 1
docketbird bankruptcy observer 1
DOFD 2
Domestication of Judgements 1
Dover 1
Dover FCU 1
Dropped Scores 1
DTI 1
e-file 1
early exclusion 8
EarlyWarning 1
ED 1
education 1
EE 3
efile 1
employer 1
equifax 5
equity 1
errors 1
EX 654 1
Experian 9
Experian. Dispute. 1
fair credit loan 1
fair market value 1
family size 1
fasfa 1
FCA 1
FCRA 1
FCU 1
FED loan 1
federal 1
felloff 1
FHA 3
FHA Loan 1
Fico 4
fico 2 1
FICO announcement 1
FICO Score 13
FICO Score 9 1
FICO Score changes 12
FICO Score versions 1
FICO scores 2
FICO Scoring 2
Fico versions 1
file 2
Filed 1-30-18 1
Filed 8-5-19 1
Filed Bk 7 5-8-19 1
Filed petition 1
filing 1
Filing for chapter 11 1
financial freedom 1
financing 3
fingerhut 1
finra 1
First-time home buyer 4
FIT 1
fixing my credit 1
Forbearance 1
ford 1
foreclosure 1
Foreclosure & Short sell 3
forgot to list debt 1
fresh start 2
friendly 1
Frustrated 1
gambling 1
Gardening 1
garnishment 1
GAs Own Credit Union (auto) 1
General Question 2
GM Financial 2
goodwill 1
Google 1
grievance 1
GW letter 1
h 1
Halstead Financial 1
haven 1
HELOC 7
help 6
Help Boost my Credit 2
Help ME!!! 2
Help Rebuilding 2
help with collections 1
Help! 2
Hertz 1
high interest 1
history 1
home 1
home appraisal 1
Home improvement 1
Home loans 1
Home Mortgage 1
home purchase with bankruptcy 1
home purchase with bk 1
Homeownership 1
housing 1
identity theft 1
IIB 8
IIB reporting 3
IIBK 1
improve credit score 1
Inaccurate reporting 1
income 2
income disclosure 1
Increase 1
Inexpensive 1
information 1
Inquiries 1
inquiry 1
insider payment 1
insurance 2
Investing 1
IRS 2
JD Byrider 1
Jeep 1
jewelry repossesion 1
job 1
job post bk 1
job search 1
joint 1
joint bank accounts 1
journey 1
judgement 1
Judgement Bankruptcy Chapter 13 1
Judgements 3
Just Starting 1
Kohls 1
late payment 2
Late payment removals 1
late payments 2
late reporting 2
Lates 1
lawsuit 3
lawyer 1
lease 8
lease trade in 1
leasing 1
Lenders 1
lending 1
LexisNexis 1
licensed 1
lien removal 1
liens 1
Life after Chapter 7 2
Line of Credit 1
LLC 1
loan 6
Loan approval 3
Loans 6
long term 1
Lost Access 1
LVNV 1
Macy's 1
macys 1
major questions about new bankruptcy 1
malpractice 1
Maryland 1
Mazda 1
means test 2
means testing 2
medical 1
medical bills 2
Medical Collection 1
Medical debt 3
Medical debt collection 1
Meeting of Creditors 2
Meeting of Creditors 6-12-19 1
Mercurycard 1
Merrick 1
Merrick Bank 1
Merrick Bank closed card 1
Military 2
Military star card 2
Missed Payment. 1
MOC 1
Mortage loan 2
mortgage 23
mortgage loan 5
Mortgage scores 3
mortgages 1
my fico 1
myfico 1
Navient 1
Navy 6
navy fed 2
navy federal 9
Navy Federal approval 3
Navy Federal Credit Union 13
Navy Federal Membership 1
need advice. 1
Negative items or DEROG 10
negative reporting 1
new 1
New Account 1
New credit & loan 13
new house 1
New Jersey 1
next steps 2
NFCU 42
NFCU 1st CC 1
Nfcu bankruptcy 1
NFCU Cash Rewards 1
NFCU membership denial appeal 1
NFCU navy federal navy fed 1
NFCU nRewards Secured Card 2
NFCU Platinum 1
NFCU shared secured loan 1
nj 2
No Annual Fee 1
no asset 1
No FICO score 1
no wasted inquires 1
non consumer 1
non-FICO credit scores 2
Notice of case closed 1
offers 1
Ollo 2
Ollo Rewards 1
online 1
Open Chapter 13 1
opening accounts 1
opensky creditkarma creditmanagement timewarner rebuild secured creditcards discovery bofa secured creditone 1
Other 14
p2p loans 1
Pacer 2
past due bills 1
PATELCO 1
patnership 1
pay increase 1
paying family 1
Paying off debt 1
payment 1
payment history 1
payment increase 1
payments 2
payoff 1
Paypal 2
Paypal Credit 1
Pen Fed 3
penfed 8
PenFed Auto Loan 2
penfed bk denial 1
PenFed Offers 1
PENFED POWER CASH 1
personal 1
personal finance 1
personal lines of credit 1
Personal loan 3
personal loans 1
Phoenix 1
Plat 1
Platinum Credit Card 1
Please Help 1
Post Bankruptcy 7
Post Bankruptsy 2
post bk 2
Post BK7 11
Post Chapter 13 mortgage 1
Post discharge 1
Post-CH7 6
Potentially negative 1
Pre Approval 1
pre discharge 1
pre-qualified 1
preapproved 1
Premiere 1
Preparing for bk 2
preparing for mortgage 1
Prequal 1
prestige financial 2
Private 1
private loans 1
Pro Se 3
Product Change 2
proof of claim 1
prose 1
public records 1
qs 1
Quality 1
Question 2
questions 2
QuickSilver 3
Re 1
Re-establishing 1
reaffirm 11
reaffirmation 19
reaffirmed 1
reaffirmed debt 2
reaffirming car loan 3
Reaffrimation 3
Real Estate 1
rebuild 20
rebuild after BK 3
rebuild credit 1
Rebuild Suggestions 5
Rebuilding 55
rebuilding after bankruptcy 1
Rebuilding and application advice 4
rebuilding approvals 2
Rebuilding credit 21
Rebuilding Credit after Bankruptcy 111
recommendation 1
recommendations 1
Recon 1
reconsideration 1
redeeming 1
refinance 8
refinancing 1
Removal 1
remove 1
removed 1
rent 1
rental 1
renting 3
reporting 3
reporting dates 1
Reports 1
repossed vehicle 2
repossession 9
restructure 1
Retail cards 6
Retirement 1
Rewards cards 6
REWARDS CREDIT CARDS 1
Ritz-Carlton 1
SAC FCU 1
SAFE CU 1
Saks fifth 1
salary increase 1
Sallie Mae 2
Santander 2
Santander auto 1
savings 1
Savor one 1
SavorOne 1
SBA 1
score 1
Score and bankruptcy 2
Score improvement 11
Score Improvement. 2
scores 2
secured 3
secured card 4
secured cards 1
SECURED CREDIT CARD 11
secured loan 2
Self Lender 2
servicer 1
settlement 5
SL 1
social security 1
SOL 1
sorry if didn't understand 1
spouse 1
SSDI 1
SSL 1
Starting limit 1
starting over after bankruptcy 2
Still have student loans 2
still Young 1
stipend 1
store cards 1
student 1
student debt 1
student loan 7
student loans 16
Suck it Chapter 7! 1
Surge 1
SYNCB 1
Synchrony 4
target 2
Target Card 2
tax 1
tax lien 1
tax refund 1
tax returns 1
taxes 1
td bank 1
Telecheck 1
Texas Guarentee 1
TG 1
timeline 1
To bankrupt or Not to bankrupt.....This is the Question...... 1
too many inquiries 1
toyota 3
toyota financial 1
Toyota lease 1
transunion 3
Travel cards 2
travis credit union 1
Trustee 1
tu 1
TU 655 1
TU 8 659 EX 8 655 EQ 671 1
Typos galore. 1
U4 1
Unify 1
unsecured card 1
updates 1
upside down 1
Upsolve 1
Upsolve.org 1
us bank 2
US Trustee 1
Usaa 2
USAA American express 1
USAA credit cards 1
USAA secured credit card chapter 13 1
USDA 1
USDA Direct Loan 1
UST 1
utilization 3
VA 3
Va Home loans 3
va loan 3
va loan with bk 2
vahomeloan 1
vehicle 4
vehicle repossession 1
verizon 1
veteran 2
Victoria’s Secret 1
Volkswagen 3
wage garnishment 1
Walmart 1
WalMart bankruptcy friendly 1
Walmart Synchrony 1
Want to file 1
WeFloridaFinancial 1
Wells Fargo 5
wells fargo dealer services 1
World Omni 1
wrote for many 1

Topics with Label: score

To close or not to close accounts... that is the q...