Topics with Label: FICO Score Model

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Which Report Will They Pull, Part 2

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103 Replies 10300 Views

103 Replies

10300 Views

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Debt Management 317
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Debt to Income 6
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Deferral 1
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Derogatory 6
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Derogs 1
diamond 1
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Discover 10
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diverse credit profile 1
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DOFD 7
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DTI 7
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education 1
EE 2
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Employer credit pull 1
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EQ: 761 EX: 709 1
equifax 54
equifax credit freeze 1
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Equifax free credit freeze 2
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errors 5
estimate 1
Etc... 1
eviction 2
EWS 2
Excel 1
Exeprian dispute online block 1
Experian 58
Experian app score 1
Experian Boost 2
experian FICO 3
experian phone number 1
Experian. Dispute. 9
ExperianIdWorks 1
Extra Income 1
Failed to Pay 1
failure to pay 1
fair collection 1
FAKO 10
Family 1
family financing 1
FCDPA 1
fco 1
FCRA 15
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FDCPA 2
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FED loan 1
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fico 4 1
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FICO announcement 35
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fico mortgage 1
FICO Score 374
FICO Score 3B Report 5
FICO Score 9 35
FICO Score changes 728
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FICO Scoring 18
FICO Ultimate 3B 4
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FICO2 1
FICO8 Bankcard 1
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finance 3
Financial Review 1
financial trouble 1
financing 3
First card 1
First Mortgage 1
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First-time home buyer 6
fix 1
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flex 1
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foreclosure 3
Foreclosure & Short sell 1
forums 1
Fraud 84
Fraud alert 11
fraud attempt 4
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free 1
free credit score 2
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free trials 1
Freeze 9
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Frontline 1
Frozen and fraud alerts 3
full credit history 1
Full File Disclosure 1
Fun 1
furniture 3
Garden 1
Gardening 5
garnishment 1
GC Collections services 1
General credit 16
General Credit Topics 3
General Question 6
Gold 1
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good will 1
Good Will Letter 2
goodwill letter 1
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Google pay 1
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h 1
Hacked 2
hard 1
Hard inquiries 11
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hard money 1
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hard pulls 1
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HELOC 5
help 15
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Help ME!!! 2
Help Needed 1
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Help! 5
high credit utilization 1
high interest 1
history 5
HOA 2
home 1
home depot 1
Home improvement 1
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housing 2
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how many cc's 1
HP 8
Hunter Warfield 1
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I hate closing points 1
IC SYSTEMS 2
identify thefft 1
identity 4
identity Alert 1
Identity fraud 15
identity guard 3
identity theft 33
Idiots reported to the wrong person’s credit bureau 1
idk 1
illegal 2
immigrant 1
Impact 1
impact on future FICO 1
impersonation 1
improve 1
improving credit 5
Inaccurate info on report 3
income 1
Income Verification 2
incompetency 1
incorrect 1
incorrect reporting 3
Increase 5
Increases 1
initial limits credit union usaa 1
Innovis 3
Inquiries 23
Inquiries FICO score 7
Inquiries Summary 5
inquiry 14
insolvency 1
Instacart 1
installment 1
installment loan 9
installment loans 1
insurance 6
Insurance Companies 1
intent to sue 1
interest 3
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interest rates 2
internet 1
invalid debt 1
investigation 1
Investing 2
iphone 1
iphone loan 1
iphone upgrade program 1
IRS 3
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Item remains 1
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Jared 1
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journey 2
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late payment 13
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Late to the Credit Party 1
Law 2
Law suit 1
lawsuit 4
learning curve 1
lease 6
legal 4
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Legal timeline to a collection agency 1
lender 2
Lenders 1
lending club 5
Length of time account have been established 2
LexingtonLaw 1
Lexis Nexis 1
LexisNexis 10
lien 1
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liens 1
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Limit increase 1
Limited credit history 2
Line of Credit 7
lines of credit 4
LN 1
loan 8
loan and credits 4
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Loan company sold 1
loan payoff 2
Loanbuilder 1
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Loans 29
LOC 3
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low income 1
Low Scores 3
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Macy's Amex 1
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mailers 1
manufactured spending 1
many inquiries 1
Maryland 1
mastercard 2
maxed out 1
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medical 6
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medical bills 4
Medical Collection 6
medical collections 1
Medical debt 5
Medical debt collection 6
medical debts 1
medicalcollections 1
Members 1
Membership 3
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mf 1
Mid cycle update 3
midcycle 1
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Military Star Card Collections 1
Missed Payment. 1
Missing Return 1
mistake 1
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mix 1
money management 1
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monitoring 4
Mortage loan 3
mortgage 25
mortgage credit 6
mortgage credit raise score 1
mortgage default 1
Mortgage History 2
mortgage loan 10
Mortgage scores 2
Mortgage Transfer 2
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Multi-charge off 1
Multiple reportings 1
My Story 1
myfico 12
MyFico 3Bplus credit report experience 2
Myfico account 3
Name Change 1
name variations 1
NASDAQ 1
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nationwide acceptance 1
Navient 1
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Navy Federal Credit Union 2
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ndc 1
need help 1
Need loan fast 1
Negative 1
Negative items or DEROG 179
Negative Remarks 3
negative reporting 2
nelnet 1
never late 1
new 2
New Account 2
new accounts 1
New approvals 1
New auto loan and FICO 1
New car loan while old shows balance 1
New CLI 1
new credit 3
New credit & loan 288
New credit & loans 3
New credit card 4
New credit user 1
new home 1
New inquiry 1
new line of credit 1
new ssn 1
new to credit 5
newbie 3
Newegg 1
next steps 1
NFCU 13
NFCU 2nd CC 1
NFCU Cash Rewards 1
NFCU CLI 1
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NFCU navy federal navy fed 1
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Nfcu visa platinum 2
NMAC 1
no credit 2
no credit history 2
no credit while paying family for home loan 1
No dv letter response 1
no explanation 1
no ftf 1
no hard inquiry 1
no hard pull 1
non-FICO credit scores 131
Non-FICO Scores 1
Nordstrom Visa 1
Not more than 2 payments past due 1
not reporting 2
not updating 1
nyc 1
NYSE 1
Of 1
off 1
off cycle update 2
Off-cycle update reporting Fico score improvement 2
old 1
old accounts 2
old debt 4
Old late payments 2
OneMain Financial 1
Online banking 3
only soft inquiry 1
Onsale 1
open 1
open credit 1
opt in 1
opt out 1
Opt-out 3
OptOut 1
Other 934
outstanding debt 1
p2p loans 2
paid 2
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Paragraphs added.. For human consumption. 1
past due 3
past due bills 1
pay for delete 2
pay ment systems 1
pay off 2
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Pay-for-delete 1
paydown 2
Paying off debt 5
payment 3
payment history 6
payment method 1
payments 3
payoff 2
Paypal 5
PayPal Cashback MasterCard 1
paypal collection 2
Paypal Credit 8
pays as agreed 1
peer to peer lender 1
Pen Fed 4
Pen Fed approval 1
Pending 1
penfed 9
PenFed Auto Loan 1
PenFed Offers 1
PenFed Power Cash Rewards 1
PenFed Promise 1
Perfect Score 1
persona loan 2
personal 1
personal finance 3
Personal finance apps 14
personal lines of credit 2
Personal loan 33
personal loans 10
pfd 2
phillips & cohen 1
phillips and cohen 1
Phone 3
Planning 1
Platinum Credit Card 2
Please Help 1
PLOC 3
PLOC APR REDUCTION 1
poor credit 1
portfolio 1
Pre Approval 6
Pre-Approval 1
pre-qualified 4
Preapproval affinity 1
Premier Financial Credit Union 1
PRG 1
primary account holder 1
Primary card holder deceased 1
Privacy 1
private loans 1
problems 1
profiles 1
Propel. 1
prosper 3
Prosper Loan 1
public records 4
Question 21
questions 1
QuickSilver 2
quicksilver one 1
quizzle vantage 1
raise score 1
raising credit score up fast 1
Ratio 1
Rausch sturm israel enerson & hornik 1
Reaffrimation 1
rebuild credit 2
Rebuilding 21
Rebuilding and application advice 1
Rebuilding credit 17
Rebuilding Credit after Bankruptcy 3
Rebuilding from charge off 1
Recon 1
recovery time 1
Redcard 2
refinance 4
Refinance of Rental Property 1
refunds 2
reinsert collection 1
relationship 1
relationship terminated 1
relationships 1
Remarks 2
remodel 1
Removal 6
Removal dates 1
removal from credit report 6
removal letter 1
removal of lates due to forebearance 1
remove 2
Remove credit limits 1
Remove State Liens 1
removed 1
removed collection 2
removing credit accounts 1
rent 6
rental 3
rental payments 1
renting 2
repair 2
Repay 2
Report 1
report discrepancy 8
Report freeze 2
reporting 30
reporting dates 4
Reports 8
repossed vehicle 1
repossession 5
resident 1
restaurants 1
Retail cards 241
Revenue group 1
revolving credit utilization 2
revolving line of credit 2
reward cards 1
Rewards 7
Rewards cards 295
REWARDS CREDIT CARDS 2
Roamans 1
roommate 1
rooms to go 1
Rosenthal 1
Rover 1
run 1
RV loan 2
saferwholsale 1
Sallie Mae 1
Sams Club 1
Sams Club Mastercard 4800 1
Samsung 1
Santander auto 1
Saving 4
savings 2
savings account 2
Scam 6
scams 3
sccu 1
scheduled payment 1
score 17
Score and bankruptcy 1
score boost 1
score damage 3
score drop 8
score impact 4
Score improvement 528
Score Improvement. 8
score increase 3
Score ingredients 82
score late 1
Score updates 3
scores 8
Scores increase 3
scores updating 1
scrores 2
SCT 1
SCT - easy come...easy go!!! 1
sd 1
secure credit card 1
secured 2
secured cards 2
SECURED CREDIT CARD 8
secured loan 6
security 1
Security Breach 2
security freeze 2
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see 1
self 1
Self Lender 1
selflender 1
sesame 1
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set to be deleted 1
settlement 2
shady website 1
Share lender credit builder credit loans 1
Shellpoint 1
shopping cart 1
Shopping Cart Trick 1
Shopping Cart Trick 2018 1
simulator 5
sleep number 1
Sleepys 1
slow to report 1
small claims 1
Small claims court 1
sms 1
sms alertts 1
social security 1
sofi 3
Sofi personal loan 3
soft inquiries 6
Soft pull 10
soft pulls 4
SOL 1
SP 2
Spark 1
split file 2
split files 2
spousal fraud 1
spreadsheet 1
SSI 1
SSL 5
SSN 6
SSN Trace report 1
Star Card 2
State Tax Lien 1
statement 5
Statement close date 2
Statements 1
statue of limitations 3
statute of limitations 2
Stock Market 1
store card 2
store cards 3
Store Credit Cards 3
Story 1
student 4
student loan 8
Student loan age of credit history 3
student loan late payment 1
Student Loan Simulator 1
student loans 13
subprime 1
subprime cards 2
subscription 1
subscriptions 1
success 1
sue 2
sued 1
Sueing 1
Suggestions for BT card 1
sunrise credit services 1
superior rental purchase 1
SYNCB 2
Synchrony 7
synchrony bank 2
synthetic identity fraud 1
T mobile 2
target 1
Target Card 3
tax 2
tax lien 2
tax refund 1
taxes 1
TCPA 1
Tech Issue 1
Tequila Shots 1
Texas 1
Texas Debt Verification 1
Texas Guarentee 1
Thin 1
Thin File 2
third party debt collectors 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 31
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 87
Travel rewards 2
TSI 1
tu 7
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 2
UI 1
Ultimate 3B 1
Ultra FICO 1
unusual behavior 2
update 2
updates 5
upgrade 1
upside down 2
upstart 1
us bank 2
US Bank Premier Line of Credit 1
Usaa 1
usage 2
USPS 1
utility 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 2
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 1
Wrong addresses 1
You Can Get to 850 1
young 1
zero 1
zero balance 1
zombie debt 1