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Which Report Will They Pull, Part 2

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203 Replies 45848 Views

203 Replies

45848 Views

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DOFD 9
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Dropped Scores 4
DTI 7
DTI ratio 2
due date 1
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education 2
EE 3
Elastic 1
employer 1
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EQ: 761 EX: 709 1
equifax 64
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EWS 2
Excel 1
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Experian 61
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ExperianIdWorks 1
Extra Income 1
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FAKO 10
Family 1
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fco 1
FCRA 15
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FDCPA 2
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Fico 26
fico 2 1
fico 4 1
FICO 5 4 and2 2
fico 8 9
FICO announcement 35
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FICO July 2020: Eq-626 Trans-631 Exp-614 1
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FICO Score 384
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FICO Score 9 36
FICO Score changes 774
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flex 1
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Freeze 11
freeze credit 6
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Fun 1
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garnishment 1
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General credit 17
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General Question 6
GM Financial 1
Goal 800 1
Gold 1
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goodwill letter 4
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Google pay 1
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h 1
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hard 1
Hard inquiries 13
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Hard pull inquiry 5
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HELOC 5
help 17
Help Boost my Credit 2
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Help ME!!! 2
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Help! 5
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history 5
HOA 2
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HP 8
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IC SYSTEMS 2
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identity 4
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Identity fraud 16
identity guard 3
identity theft 40
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idk 1
illegal 2
immigrant 1
Impact 1
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Inaccurate info on report 4
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income 2
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Increase 6
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Innovis 4
Inquiries 24
Inquiries FICO score 7
Inquiries Summary 5
inquiry 14
insolvency 1
Instacart 1
installment 1
installment loan 11
installment loans 2
insurance 7
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interest 4
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internet 1
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Investing 2
iphone 1
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IRS 3
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Item remains 1
ITIN 2
iup 1
Jared 1
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journey 2
JP Morgan 2
judgement 5
Judgements 1
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kabbage 1
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L 1
landlord 1
Large credit lines 1
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Last Four 4 social security debt collector call verification 1
late 1
late alerts 1
late fee drop off 1
late payment 13
late payments 12
late reporting 3
Late to the Credit Party 1
latestagecreditportfolioproblems 1
Law 2
Law suit 1
lawsuit 4
learning curve 1
lease 6
legal 4
legal action 2
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Legal timeline to a collection agency 1
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Length of time account have been established 2
LexingtonLaw 1
Lexis Nexis 1
LexisNexis 11
lien 1
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liens 1
LightStream 1
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Loans 31
LOC 4
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lower 1
LVNV 1
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Maryland 1
mastercard 2
maxed out 3
maximum 1
medical 7
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Medical Collection 9
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Medical debt collection 10
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method of validation 1
mf 1
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midcycle 1
Midland 1
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mistakes 1
mix 1
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monitoring 4
Mortage loan 3
mortgage 26
mortgage credit 6
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Mortgage History 2
mortgage loan 10
Mortgage scores 6
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mortgagescores 1
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My Story 1
myfico 12
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Name Change 1
name variations 1
NASDAQ 1
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Navient 1
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ndc 1
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Negative 1
Negative items or DEROG 188
Negative Remarks 3
negative reporting 3
nelnet 1
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new 2
New Account 4
new accounts 1
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New auto loan and FICO 1
New car loan while old shows balance 1
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new credit 6
New credit & loan 312
New credit & loans 3
New credit card 4
New credit user 1
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new home 1
New inquiry 2
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new to credit 5
newbie 3
Newegg 1
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NFCU 17
NFCU 2nd CC 1
NFCU Cash Rewards 1
NFCU CLI 1
NFCU CLOC 2
NFCU navy federal navy fed 1
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Nfcu visa platinum 2
NMAC 1
no credit 2
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no credit while paying family for home loan 1
No dv letter response 1
no explanation 1
no ftf 1
no hard inquiry 1
no hard pull 1
non-FICO credit scores 136
Non-FICO Scores 2
Nordstrom Visa 1
Not more than 2 payments past due 1
Not opening macy card 1
not reporting 2
not updating 1
nyc 1
NYSE 1
Of 1
off 1
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Off-cycle update reporting Fico score improvement 2
old 1
old accounts 2
old debt 6
Old late payments 2
OneMain Financial 2
Online banking 3
only soft inquiry 1
Onsale 1
open 1
open credit 1
openorclose 1
opt in 1
opt out 1
Opt-out 3
options 1
OptOut 1
Other 996
outstanding debt 1
over 30 days late payment 1
p2p loans 2
paid 2
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Paragraphs added.. For human consumption. 1
past due 4
past due bills 1
Pay fo delete 1
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pay ment systems 1
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Pay-for-delete 1
paydown 2
Paying off debt 5
payment 3
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payments 3
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Paypal 6
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Paypal Credit 8
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Pen Fed 5
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Pending 1
penfed 9
PenFed Auto Loan 1
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PenFed Power Cash Rewards 1
PenFed Promise 1
Percentage 1
Perfect Score 1
persona loan 2
personal 1
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Personal finance apps 14
personal lines of credit 3
Personal loan 34
personal loans 12
pfd 2
phillips & cohen 1
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Phone 3
Planning 1
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Please Help 1
PLOC 4
PLOC APR REDUCTION 1
Point drop 1
poor credit 1
portfolio 1
Pre Approval 7
Pre-Approval 1
pre-qualified 4
Preapproval affinity 1
Premier Financial Credit Union 1
PRG 1
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Primary card holder deceased 1
Privacy 3
private loans 1
problems 1
profiles 2
Proof of Income 1
Propel. 1
prosper 3
Prosper Loan 1
public records 4
purchases 1
Question 24
questions 2
QuickSilver 2
quicksilver one 1
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raise score 1
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Ratio 1
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Reaffrimation 1
Real Estate 1
rebuild credit 2
Rebuilding 22
Rebuilding and application advice 1
Rebuilding credit 18
Rebuilding Credit after Bankruptcy 3
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Redcard 2
refinance 4
Refinance of Rental Property 1
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relationship 1
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Remarks 2
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Removal 7
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removal letter 1
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remove 2
Remove credit limits 1
Remove State Liens 1
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rent 6
rental 3
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renting 2
repair 2
Repay 2
Report 1
report discrepancy 8
Report freeze 3
reporting 34
reporting dates 4
Reports 8
repossed vehicle 1
repossession 5
resident 1
restaurants 1
Retail cards 252
Retail cards credit limit increase 1
Retirement 1
Revenue group 1
revolving credit utilization 3
revolving line of credit 3
reward cards 1
Rewards 7
Rewards cards 318
REWARDS CREDIT CARDS 2
Roamans 1
roommate 1
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Rosenthal 1
Rover 1
run 1
RV loan 2
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Sallie Mae 1
Sams Club 1
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Samsung 1
Santander auto 1
Saving 4
savings 2
savings account 2
savings accounts 1
say no having the strengtth say no. 1
Scam 7
scams 3
sccu 1
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score 18
Score and bankruptcy 1
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Score change 1
score damage 3
score drop 9
Score drops 1
score impact 4
Score improvement 538
Score Improvement. 9
score increase 3
Score ingredients 87
score late 1
Score updates 3
scores 8
Scores increase 3
scores updating 1
ScoreWatch Equifax 1
scrores 2
SCT 1
SCT - easy come...easy go!!! 1
sd 1
secure credit card 1
secured 2
Secured Card Graduation 2
secured cards 2
SECURED CREDIT CARD 9
secured loan 6
security 1
Security Breach 2
security freeze 4
security-lapse 1
see 1
self 1
Self Lender 1
selflender 1
sesame 1
sesame cash 1
set to be deleted 1
settlement 3
settlement offer 1
shady website 1
Share lender credit builder credit loans 1
Shellpoint 1
shopping cart 1
Shopping Cart Trick 1
Shopping Cart Trick 2018 1
short payment 1
simulator 5
sleep number 1
Sleepys 1
slow to report 1
small claims 1
Small claims court 1
sms 1
sms alertts 1
social security 1
sofi 3
Sofi personal loan 4
soft inquiries 7
Soft pull 11
soft pulls 4
SOL 1
SP 2
Spark 1
Spending debt 1
split file 2
split files 2
spousal fraud 2
spreadsheet 1
SSI 1
SSL 5
SSN 7
SSN Trace report 1
Star Card 2
startedatthebottomnowImhere 1
State Tax Lien 1
statement 5
Statement close date 3
Statements 1
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Stock Market 1
store card 2
store cards 3
Store Credit Cards 3
Story 1
stress 1
student 4
student loan 8
Student loan age of credit history 3
student loan late payment 1
Student Loan Simulator 1
student loans 15
subprime 1
subprime cards 3
subscription 1
subscriptions 1
success 1
sue 2
sued 2
Sueing 1
Suggestions for BT card 1
sunrise credit services 1
superior rental purchase 1
SYNCB 2
Synchrony 8
synchrony bank 2
Synchrony care credit 1
synthetic identity fraud 1
T mobile 2
T-mobile 1
target 1
Target Card 3
tax 2
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tax refund 1
taxes 1
TCPA 1
Tech Issue 1
Tequila Shots 1
Texas 1
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Texas Guarentee 1
Thin 1
Thin File 2
third party debt collectors 1
Time since most recent account opening is too short 1
timeline 1
Timing 1
tips 1
Too many credit cards 1
too many inquiries 1
too much available credit 1
tradelines 3
trades 1
traffic ticket 1
Trans-union TU score jumping 1
Transferring Credit Lines 1
transunion 34
transunion dispute 7
Transunion TU score jumping 1
Transworld Systems 2
tranunion dispute 1
Travel cards 91
Travel rewards 2
Truist 1
Truist bank 1
TSI 1
tu 9
TU: 777 1
Tuition 1
TX 1
types of loans to keep 1
U.S. Bank 3
UI 1
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Ultra FICO 1
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upgrade 1
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upstart 1
us bank 4
US bank be late 1
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US Bank CLI 1
US Bank Premier Line of Credit 1
Usaa 3
usage 2
USBank 1
USPS 1
utility 1
utility bill 1
utilization 23
utilization decrease 1
Uverse 1
VA 1
va loan 4
vantage 3
Vantage 3.0 1
Vantage Score 9
VantageScore 4
Variance between OC & collections dates 1
vehicle 1
vehicle repossession 1
Venture 1
Verification 3
verizon 2
Verizon Fios 1
victim 1
Victoria's secret 1
visa 2
VISA cards 2
visa signature 1
Volvo 1
Volvo Financial Services 1
wage garnishment 1
WagWalking 1
Walmart 1
Walmart Synchrony 1
wayfair 1
website 3
websites 1
Wells Fargo 4
wells fargo dealer services 1
Wells Fargo Propel 1
when is it 30 days past due 1
Which first for least impact on credit 1
Why did my Scores Drop 1
without hard inquiry 1
without hard pull 1
Wondering 1
Worried on getting denied 1
worth card to apply 1
Wrong address 2
Wrong addresses 2
X1 1
You Can Get to 850 1
young 2
zelle 1
zero 1
zero balance 1
zombie debt 1