Skip Navigation

How It Works
Pricing

Education
Community
Support
Member Dashboard
Log In Log Out

Start Plan

How It Works
Pricing
Education
Community
Support
Member Dashboard

Start Plan Log In Log Out

myFICO® Forums

myFICO® Forums
Bouncing Back from Credit Problems
Rebuilding Your Credit
Topics with Label: Charge offs

Options

Mark all as New
Mark all as Read
Float this item to the top
Subscribe
Bookmark
Subscribe to RSS Feed
Invite a Friend

cancel

Turn on suggestions

Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

Showing results for

Search instead for

Did you mean:

Topics with Label: Charge offs

Showing topics with label Charge offs. Show all topics

Wells Fargo charge off-would paying it lower my sc...

BDav on ‎02-23-2020 12:17 PM Latest post on ‎02-24-2020 08:26 AM by

Remedios

14 Replies 470 Views

14 Replies

470 Views

Experian Paid Collections / Charge Off Question

by StephStamper on ‎01-19-2020 09:46 AM Latest post on ‎01-27-2020 05:36 PM by Mookey67

72 Replies 963 Views

72 Replies

963 Views

Hello everybody! how does capaital one handle char...

brian4 on ‎06-08-2019 08:42 PM Latest post on ‎06-09-2019 08:25 AM by

gdale6

2 Replies 379 Views

2 Replies

379 Views

Reporting charge off

Wobbly on ‎02-16-2019 07:46 PM Latest post on ‎02-17-2019 07:26 PM by

gdale6

5 Replies 428 Views

5 Replies

428 Views

Charge off's

by tayloreat713 on ‎11-04-2018 06:11 AM Latest post on ‎11-05-2018 07:07 PM by tayloreat713

11 Replies 994 Views

11 Replies

994 Views

Labels

"Stale" dated medical collections notice 1
1099-C 1
623 credit repair sol 1
Advice 3
advice needed 1
agencies 1
amazon 1
American Express 1
Amertik 1
Amex BCP 16000 1
App Spree 14
approval 1
AT&T 1
Auto lease 1
Auto purchase 6
Auto refinance 1
Avant 1
bad 1
bad credit 2
bad debt 1
bad decision 2
balance 1
Balance Transfer 2
Bankruptcy 1,049
bankruptcy 7 1
Bankruptcy Chapter 7 3
BK7 Rebuild 1
boost 1
Budgeting 2
cable company 1
Calvary 1
Cancellation of Debt 1
CAP SPARK 17500 1
Capital One 1
capital one platinum 1
cards 1
CC Approvals 1
Cfna 1
Chap 7 1
Chapter 13 dismissal 1
Chapter 7 discharge 1
chapter 7 dismissal 1
charge off 1
Charge offs 5
Charge-off 1
Chargeoff 1
CHASE UNITED 11000 1
Citibank 1
Civil Judgement 1
CO 2
Collecting 1
collection 3
collection account 2
Collection Agency 7
collections 18
Collections HELP 9
Convergent 1
COSTCO CITI 3700 & 8 MORE 1
Credence 1
credit 7
Credit & loan qualification 62
Credit Approval 2
credit building 1
credit burea 1
Credit bureau 2
Credit Card 2
credit card approval 1
credit card debt 1
credit card payments 1
credit counseling 1
Credit education 25
credit help please 1
Credit improvement 2
credit improvements 1
credit knowledge 1
Credit Limit 1
Credit limit increase 4
Credit monitoring 12
Credit one 1
credit problems 1
Credit rebuild 1
credit rebuilding 1
Credit Repair 2
credit repair help 2
credit report 5
Credit reporting 1
credit reports 1
credit score 3
credit scores dropping 1
Creditor 2
creditors violating FDCPA and FCRA 1
dc 1
debt 4
debt collection 6
Debt management 7,487
debt repayment 1
defaults 1
delete 3
Deposition Subpoena 1
derogatory mark 1
Dicover 15000 1
discover it secured 1
dismissed 1
dispute 2
dispute process 1
Disputes 3
divorce 1
drop in experian score 1
early exclusion 4
EE 1
Enhanced Recovery 1
equifax 1
everly 1
Experian 1
FED loan 5
FICO announcement 134
FICO announcements 2
FICO Essentials 1B 1
FICO Score 5,424
FICO Score 9 5
FICO Score changes 2,979
FICO Score versions 357
finance 1
first post 1
First-time home buyer 11
fixing 1
Foreclosure & Short sell 1
Fraud 380
frontier 1
Gardening 1
Good Faith 1
Good Will Letter 2
goodwill 3
goodwill letter 3
Goodwill removal 7
GW letter 1
help 4
Help Boost my Credit 2
help with collections 3
Help! 4
home 1
home buying 1
IC SYSTEMS 1
IRS 1
judgement 1
kia 1
Late fee 1
late payment 2
late payments 2
lawsuit 3
layoff 1
life 1
LVNV 1
marston. debt 1
MCM 1
medical 1
medical bill 1
medical bills 1
Medical Collection 3
medical collections 1
Medical debt 2
Medical debt collection 3
Midland 2
mortgage 3
mortgage loan 1
Mortgage scores 1
multiple 1
Multiple reportings 1
Negative items or DEROG 179
negotiate balance 1
New collection account! 1
New credit & loan 37
New credit & loans 3
NFCU 1
non-FICO credit scores 483
on record until 1
open sky 1
Other 5,573
overcharge 1
pay 1
pay for delete 1
Pay-for-delete 4
Paying off debt 1
Personal finance apps 2
pfd 1
poor 1
Post Bankruptsy 1
Post BK7 1
post dc 1
Post discharge 1
Preferred Credit 1
Question 2
Re-aging 1
Rebuilding 7
rebuilding approvals 1
Rebuilding credit 8
Rebuilding Credit after Bankruptcy 1
recovery time 1
release of lien 1
Removal 2
removal from credit report 1
removed collection 1
repossession 1
Request for Records 1
Retail cards 35
Rewards cards 20
salary increase 1
Saving 1
score 1
Score improvement 12,683
Score ingredients 13
SECURED CREDIT CARD 1
seperate 1
settlement 1
SOL 1
Spectrum 1
state lien 1
statue of limitations 1
statute of limitations 1
store card 1
student loans 1
sue 2
sued 1
Tate & Kirlin 1
tax lien 1
tradelines 1
transunion dispute 1
Travel cards 4
TSI tax refund military star aafes transworld systems 1
UCLA Medical center 1
up 1
Usaa 1
USCB Collections 1
verify debt 1
verizon 2
Walmart Syncrony approval DP poor credit 1
Wells Fargo 3
westar 1
WFDS 1

Products

Home
How it works
Pricing
Family Plans

Learn

Education
Community
Support
Blog

Company

About Us
Terms of Use
Privacy Policy
Affiliate Program

Get Our App

Download iOS app on the App Store
Get Android app on the Google Play Store

Twitter
Facebook

Credit Education

Credit scores
What is a FICO Score?
FICO Score versions
How scores are calculated
Payment history
Amount of debt
Length of credit history
Credit mix
New credit
Credit reports
What's in your report
Bureaus
Inquiries
Errors on your report?
Calculators
Know your rights
Identity theft
FAQ
Glossary

IMPORTANT INFORMATION:

All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.

PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Further information is available in our FICO Data Privacy Policy. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. More details on software and accessibility are available at WebAIM.org.