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Betting Pool on Scorewatch update?

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MidnightVoice
Super Contributor

Betting Pool on Scorewatch update?

OK, so today a CC reported a balance to EQ (based on TC CRs).  This card has not been used in nearly 5 months, and has been at  zero for that time
 
This should trigger three alerts:
 
  • Whenever one of your accounts has a balance increase larger than 5%
  • Whenever one of your accounts has a balance increase larger than $1
  • Whenever one of your accounts shows new activity after being inactive for more than 3 months
    • Any bets on the date and time of my SW alert arriving in my inbox?

       

      Smiley Very Happy

      The slide from grace is really more like gliding
      And I've found the trick is not to stop the sliding
      But to find a graceful way of staying slid
      Message 1 of 10
      9 REPLIES 9
      Anonymous
      Not applicable

      Re: Betting Pool on Scorewatch update?

      5 daysSmiley Happy
      Message 2 of 10
      MidnightVoice
      Super Contributor

      Re: Betting Pool on Scorewatch update?

      Sunday 11:30 am Central time is my guess
      The slide from grace is really more like gliding
      And I've found the trick is not to stop the sliding
      But to find a graceful way of staying slid
      Message 3 of 10
      Anonymous
      Not applicable

      Re: Betting Pool on Scorewatch update?

      Friday morning around noon....Smiley Happy
      Message 4 of 10
      fused
      Moderator Emeritus

      Re: Betting Pool on Scorewatch update?

      Monday August 20th @ 9:03 a.m. Hawaiian Standard Time!
      Message 5 of 10
      Anonymous
      Not applicable

      Re: Betting Pool on Scorewatch update?

      1:30 AM AUGUST 23RD PACIFIC Standard time...
      Message 6 of 10
      MidnightVoice
      Super Contributor

      Re: Betting Pool on Scorewatch update?

      It says:
       

      Score Watch™ provides daily monitoring of your Equifax Credit Report and weekly monitoring of your FICO® score, notifies you when you may qualify for better interest rates, delivers alerts when important changes to your score and report are detected, and shows you key factors affecting your FICO score and how lenders views you.

      ·                                

      Your Equifax credit file is monitored daily for:

      o                                                         

      o                                                        Increases in account balances

      o                                                         

      o                                                        New activity on accounts that were inactive

       

       So it is now one day late  Smiley Very Happy

      The slide from grace is really more like gliding
      And I've found the trick is not to stop the sliding
      But to find a graceful way of staying slid
      Message 7 of 10
      MidnightVoice
      Super Contributor

      Re: Betting Pool on Scorewatch update?

      Friday @ 2:30 pm!
      The slide from grace is really more like gliding
      And I've found the trick is not to stop the sliding
      But to find a graceful way of staying slid
      Message 8 of 10
      ronq
      Regular Contributor

      Re: Betting Pool on Scorewatch update?

      Midnight
      Are you sure that will trigger an alert? I know even with a zero balance on my CCs that they still report every month. I had a CC that stopped reporting for about 8 months even though I was using it and as soon as it reported that did trigger an SW alert. I do think SW is a little buggy because I paid off a CC and waited a week after it reported. On the 8th day SW notified me that nothing has changed. I pulled my CR and it was up 9 points which should have triggered an alert.
      EX. 780 TU 794.
      Message 9 of 10
      MidnightVoice
      Super Contributor

      Re: Betting Pool on Scorewatch update?

      I have scorewatch alert to tell me any increase over $1, and any activity on a card that has shown none for 3 months.  So if they really check every day, they were slow on catching those, and they STILL have not caught the changes for DW
      The slide from grace is really more like gliding
      And I've found the trick is not to stop the sliding
      But to find a graceful way of staying slid
      Message 10 of 10
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