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Just pulled a TU report and Myfico shows under FICO 4 and FICO Auto 4 as me having a "consumer finance account". However, I called TU and they said they see no such account. The only thing I can think is that Myfico is seeing a loan from SoFi (Social Finance Inc.) and erroneously adding that notation?
Any insight?
The personal loans from all the online lenders like Sofi, Lending Club, etc. are considered consumer finance loans.