Does any have 2 MyFico Subscriptions to monitor 2 adults?

[Jordan23ww]

I have a MyFico Premier plan which I love and I want to monitor my spouse's profile too. There is not a Premier version of the Family plan though. I was curious for those who monitor 2 adults on MyFico do y'all have 2 separate subscriptions or do you use the Family plan or something else all together?

[mmajer4211]

I use the family plan with my wife and two children and have been doing so for a little over 2 years now. Never had any issues.

[Jordan23ww]

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@Anonymous wrote:

2 seperate subscriptions

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Thank you for this info!

[Jordan23ww]

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@mmajer4211 wrote:

I use the family plan with my wife and two children and have been doing so for a little over 2 years now. Never had any issues.

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Ok, awesome! Thank you for this info! 

[tomfromrictmame]

I use 2 separate Accounts.  With the exception of an issue with my Equifax score for the past year. My DW and I have been happy customers since 2014.

[TheBrodster]

Great question!

My wife and I had two seperate plans as we used premier.  She is tied to all but one of my cards and me to all but one of hers.  There was a gap in the scores as I have way more credit than she does, so use of her cards really hits utilization.  However, both sets of scores pretty much flucuated in unison, just larger swings for her.  We dropped her subscription for now. 

I definitely wish they had a Premier Family Plan.  We get texts from all our creditors and bank accounts for any changes.  Would just be nice to see her scores with as much detail as well as her report, as well as the additonal identity monitoring.  If we look to move and buy a new house, we will likely re-up her account for a few months.

FICO® ULTIMATE 3B Member since 2018-12
FICO SCORE 8
Starting scores: 765, 771, 740
Current scores:  827, 819, 826
Goal scores:       830, 830, 830