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Frequency of report and score updates

nmk94
Regular Contributor

Frequency of report and score updates

How frequently are the reports and scores updated on my the premier plan? Is it just once a month? If so, is there a fixed date?

 

I'm in rebuild in advance of applying for a mortgage and would like more frequent updates as I pay things off. Looking for new scores once a week (if there are changes to my report).

 

Thanks.

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 1 of 5
4 REPLIES 4
CYBERSAM
Valued Contributor

Re: Frequency of report and score updates

Depends on a plan you choose. For $39.95/month you'll get Complete 3-bureau report once a month and your Fico 8 scores updates periodically as it detect changes.







           
Message 2 of 5
nmk94
Regular Contributor

Re: Frequency of report and score updates


@CYBERSAM wrote:

Depends on a plan you choose. For $39.95/month you'll get Complete 3-bureau report once a month and your Fico 8 scores updates periodically as it detect changes.


Gotcha. So just to confirm, if there is a change to my report (let's say a collection drops off, or a late appears on an account), the FICO 8 will update as soon as that's placed on my report. But the full 3B with all the other versions such as auto and mortgage only updates once a month? Correct?

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 3 of 5
CYBERSAM
Valued Contributor

Re: Frequency of report and score updates


@nmk94 wrote:

@CYBERSAM wrote:

Depends on a plan you choose. For $39.95/month you'll get Complete 3-bureau report once a month and your Fico 8 scores updates periodically as it detect changes.


Gotcha. So just to confirm, if there is a change to my report (let's say a collection drops off, or a late appears on an account), the FICO 8 will update as soon as that's placed on my report. But the full 3B with all the other versions such as auto and mortgage only updates once a month? Correct?


Yes, or within 24hours.

You can also get your CR every week from annualcreditreport.com till next year or so. But no Fico score.







           
Message 4 of 5
nmk94
Regular Contributor

Re: Frequency of report and score updates

Great, thanks!

9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
Message 5 of 5
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