Frequency of report and score updates

[nmk94]

How frequently are the reports and scores updated on my the premier plan? Is it just once a month? If so, is there a fixed date?

I'm in rebuild in advance of applying for a mortgage and would like more frequent updates as I pay things off. Looking for new scores once a week (if there are changes to my report).

Thanks.

[CYBERSAM]

Depends on a plan you choose. For $39.95/month you'll get Complete 3-bureau report once a month and your Fico 8 scores updates periodically as it detect changes.

[nmk94]

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@CYBERSAM wrote:

Depends on a plan you choose. For $39.95/month you'll get Complete 3-bureau report once a month and your Fico 8 scores updates periodically as it detect changes.

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Gotcha. So just to confirm, if there is a change to my report (let's say a collection drops off, or a late appears on an account), the FICO 8 will update as soon as that's placed on my report. But the full 3B with all the other versions such as auto and mortgage only updates once a month? Correct?

[CYBERSAM]

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@nmk94 wrote:

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@CYBERSAM wrote:

Depends on a plan you choose. For $39.95/month you'll get Complete 3-bureau report once a month and your Fico 8 scores updates periodically as it detect changes.

---

Gotcha. So just to confirm, if there is a change to my report (let's say a collection drops off, or a late appears on an account), the FICO 8 will update as soon as that's placed on my report. But the full 3B with all the other versions such as auto and mortgage only updates once a month? Correct?

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Yes, or within 24hours.

You can also get your CR every week from annualcreditreport.com till next year or so. But no Fico score.

[nmk94]

Great, thanks!